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Professional Indemnity Insurance cover outside the UK?
Thread poster: Georgina Izzard
Georgina Izzard
Local time: 22:25
French to English
Aug 29, 2006

I work freelance as a FR>EN translator and I’m considering purchasing PII, as I have been advised that if I want to set up a website to advertise my services, I need to have this cover.

Can anyone recommend an insurance company who can offer a PII policy to cover me for work that I undertake for clients based outside of the UK?

Thanks in advance!


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Angela Dickson  Identity Verified
United Kingdom
Local time: 22:25
French to English
+ ...
outside the UK Aug 29, 2006

I have the cover that's available through the ITI, and that covers me for clients within and outside the UK. There is one exception, though - if more than 10% of my income comes from clients in the US, I have to declare this (and presumably premiums become higher as a result). This is presumably because of greater litigiousness over there...

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Georgina Izzard
Local time: 22:25
French to English
TOPIC STARTER
Professioanl Indemnity Insurance Aug 29, 2006

Thanks Angela, I'll look into that!
I'm a member of the IoL and I got a quote from their insurance company but even with the discount it seems quite high (£295.31 p.a. for £100k cover) and I'm not sure that that even covers work undertaken for clients outside the UK.

Thanks for your help.




Angela Dickson wrote:


I have the cover that's available through the ITI, and that covers me for clients within and outside the UK. There is one exception, though - if more than 10% of my income comes from clients in the US, I have to declare this (and presumably premiums become higher as a result). This is presumably because of greater litigiousness over there...


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Angela Dickson  Identity Verified
United Kingdom
Local time: 22:25
French to English
+ ...
premiums Aug 30, 2006

The cover through the ITI is much cheaper than that (though I can't lay my hand on the policy at the minute), and I get more cover... I recommend getting ITI associateship or membership, and getting cover that way.

I'm sure there are other companies offering PI cover for freelancers, so perhaps others can chime in with opinions.


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