International payment - U.S. bank accounts?
Thread poster: LUCIANO ESPIRITO SANTO
Reading Theodore\'s posting (http://www.proz.com/?sp=bb/viewtopic&eid_c=4087&topic=982&forum=19 ), I remembered I have had this question myself: is it possible to open a bank account in the U.S. without setting foot in the country? I\'ve been told it is very expensive and not worth the trouble, but I\'d like to hear other opinions.
I live in Brazil, and I often have a little trouble getting paid by American clients. Some clients find it very easy to send me a wire transfer, but others find it difficult. Besides, wire transfers cost me too much. I am often only so lucky to get small jobs from different sources rather than big ones. As my bank charges me USD 30 per individual transfer, I am constantly turning down or even doing for free small jobs that can barely cover the cost of the transfer. Usually they do cover it, but little is left to make it worth my time. PayPal\'s fees are very attractive, but I cannot cash payments from Brazil. Any suggestion (or an answer to the question above, in case you have forgotten already) would be highly appreciated.
Luciano Espirito Santo
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| I can find that out for you, if you wish... || Jan 7, 2002 |
I have a bank account in Bank One and when I go to the bank one of these days, I can find that out for you.
You are quite right that the bank fees for a wire transfer are 30 bucks. The sum is the same regardless of the amount.
| In case you want to find out by yourself... || Jan 7, 2002 |
here is Bank One\'s web site address; http://www.bankone.com
I am sure you will find interesting info there and also get some dozens of e-mail addresses.
In any case, if you want me to find out personally, let me know.
| It doesn't look like a good option || Jan 7, 2002 |
Thanks a lot, Bertha. That is so kind of you.
Nevertheless, I checked out the site you referred me to(http://www.bankone.com ) and didn\'t find it too encouraging. A lot of what I saw there made me almost sure it is not possible for someone in another country to open an account with that bank.
If you find out anything interesting I\'d love to hear it, though.
All the best,
Santos, SP - Brasil
| | Renata Costa
Local time: 22:23
English to Portuguese
| I have visited Bank One... || Jan 7, 2002 |
... but it seems we are going to have troubles to nationalize the money in the same way we have with wire transfers.
| I will find that out personnally... || Jan 8, 2002 |
In two or three days, I have to go to Bank One. I will ask them if a Brazilian living in Brazil can open an account here without setting foot in the U.S.A.
Whatever the answer I get, I will let you know.
Regards from Phoenix, Arizona.
| | Raymond Chu
Local time: 09:23
English to Chinese
| Bank account in U.S. || Jan 8, 2002 |
Hi, Liciano, I used to have a personal checking account with a California bank, which I maintained for over 20 years. Now I have practically stopped using that account because they are charging me US$11 per month regardless of whether I use their services (it used to be US$3.00 some years ago).
I understand that it is much more difficult now for someone living outside USA or a \"non-resident alien\" (a foreigner living in USA on non-resident status) to open a bank account as the bank may require his social security number. Under the money laundry prevention laws, The Federal Reserve Bank which regulates the operation of banks now has some strict rules with respect to openning of bank accounts and tranfer of money.
I suggest you try to ask one of your friend
in America to check the possibility of openning a \"passbook account\" for you if it may help you.