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Thread poster: xxxchance
Zhoudan  Identity Verified
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我们没有房屋保有税 Dec 5, 2009

我记得领产权证的时候要交契税(总房价的1.5%),每年交一笔物业费(好像是每平方米0.7元)。没有房屋保有税。
http://www.cei.gov.cn/index/serve/showdoc.asp?Color=Three&blockcode=wngfxz&filename=200701181941

wherestip wrote:

I'm not sure if there are any real estate taxes in China. If not, then that is factor that has to be weighed in the purchasing of an investment property. In other words, the one-to-one comparision of price-to-rent-ratio would be skewed. In Austin for example, one is looking at more like 30+ years to recoup the initial investment of $200k rather than 16.67 years.



[Edited at 2009-12-05 13:40 GMT]


[Edited at 2009-12-05 13:52 GMT]

http://ido.thethirdmedia.com/article/frame.aspx?turl=http://ido.3mt.com.cn/article/200901/show1263042c35p1.ibod&rurl=&title=%u4E2D%u56FD%u4E70%u623F%u8005%u5F88%u611A%u6627
这个链接算了一笔买房和租房的帐

就去年在上海一套120平米的商品房,2万多一平米而言:价格是250万(大多数人是没有能力一次付款的),首付30%是75万,还款期限是30年,计算利息是125万,再加上原先的175万,总共要还300万,30年每年要还10万,还要每年交管理费。这是什么概念呢,就大都数而言,对一对刚结婚的夫妇而言,首付的大部分由父母承担,相当于父母30年的血汗钱给了地产商,还有这对夫妇后30年的血汗钱也给了地产商,这就是说两代人的60年卖给了地产商,而房子的期限正常是70年,就是这栋房子只属于你70年。换一个思维,如果你租这套房子,月租是3500元(包括管理费),一年大约是4万,你如果租70年(不一定能老住一套房子,可能要搬),是280万,相比买房者少了95万,当然这95万不是关键,关键的是你交的那75万首付和每年只要交4万而不是10万剩余的6万,有这些钱意味着什么,你如果有那么多现金(在现在这个社会现金意味着你拥有别人没有的机会,一切)能够流通,你可以做你想做的,做生意,搞投资……..你可以用它们赚更多的钱,可以让生活过的更潇洒,做你想做的一切,而不必被那每个月的月付所烦恼!





[Edited at 2009-12-05 13:55 GMT]

[Edited at 2009-12-05 14:09 GMT]

[Edited at 2009-12-05 14:18 GMT]


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Zhoudan  Identity Verified
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买房计算器 Dec 5, 2009

http://cfp.hexun.com/tools/house.aspx

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wherestip  Identity Verified
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Homeownership in the U.S. and Some Other Western Countries Dec 5, 2009

http://en.wikipedia.org/wiki/Homeownership_in_the_United_States




Homeownership in the United States

The homeownership rate in the United States in 2005 remained similar to that in other post-industrial nations with 68.9% of all occupied housing units being occupied by the unit's owner. Home ownership rates vary depending on demographic characteristics of households such as ethnicity, race, type of household as well as location and type of settlement. Since 1960, the homeownership rate in the United States has remained relatively stable having increased 6.8% since 1960 when 62.1% of American households owned their own home. However, homeowner equity has fallen steadily since WWII and is now less than 50% of the value of homes on average.[4] Homeownership was most common in rural areas and suburbs with three quarters of suburban households being homeowners. Among the country's regions the Midwestern states had the highest homeownership rate with the Western states having the lowest. Homeowners in the United States also tend to have higher incomes and households residing in their own home were more likely to be families (as opposed to individuals) than were their tenant counterparts. Among racial demographics, European Americans had the country's highest homeownership rate, while those identifying as being African American had the lowest homeownership rate.




Country ________ Homeownership rate

Austria ________ 56%
Belgium ________ 71%
Denmark ________ 51%
France _________ 55%
Germany ________ 42%
Ireland ________ 77%
Norway _________ 77%
Spain __________ 85%
Portugal _______ 64%
UK _____________ 69%
US _____________ 69%
Slovenia _______ 82%
Israel _________ 71%
Canada _________ 67%




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wherestip  Identity Verified
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Abstract from a research paper Dec 5, 2009

http://papers.ssrn.com/sol3/papers.cfm?abstract_id=409540



Abstract:

Traditional assimilation theory suggests immigrant adaptation into society as a function of catching up to the status of the host society. Recent Chinese immigrants, rather than climbing socioeconomic ladders over time, may have achieved a socioeconomic status comparable to that of native-born whites soon after arrival, as measured by their homeownership rates Painter et al. (forthcoming). The characteristics of Chinese communities in this analysis more closely fit the description of ethnic communities described in Logan et al. (2002) than ethnic enclaves Borjas (2000).

Chinese homeownership rates adjusted by socioeconomic and housing market characteristics are on average 18 percentage points higher than those of native white households. The results of this study find that none of this gap can be explained by the English proficiency of households. On the other hand, the cultural influence of homeowning peers may have partially contributed to the higher homeownership of Chinese households. Finally, we find that there is great diversity among Chinese subgroups with respect to their likelihood of owning a home, but very little diversity with respect to the education and income level of Chinese households.



http://www.questia.com/googleScholar.qst;jsessionid=KpBZh29Jp9FDwLhyK8BZn2zJZxQ72hqMhcVvyw2FsySGgmbBmGk4!497993468!627277496?docId=5007182205


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wherestip  Identity Verified
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昂贵的房价 Dec 5, 2009

Here's one Westerner's perspective on the home prices in China. The info is a little dated but probably still valid ...

http://www.thechinaexpat.com/china-housing-bubble/

BTW, he also mentions that the penalty for flipping a piece of real estate in China is 3% of the sales price, about the same amount we pay annually in real estate taxes here in Austin for a $200k ~ $250k home.

p.s. Texas real estate tax rates tend to be a little higher than the national average, since Texas doesn't have a state income tax. Schools and state & local governments have to be funded one way or another, y'know -- 羊毛反正是出在羊身上.



[Edited at 2009-12-05 23:28 GMT]


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xxxwonita
China
Local time: 00:41
Jason 是个聪明人吧? Dec 5, 2009

热闹的大街不长草,
聪明的脑袋头发少.

Jason 是个聪明人吧?

Jason Ma wrote:

Bin Tiede wrote:

redred wrote:

幸福的外国人


前一段时间,我对自己的外貌极为不满,很想变个发型,烫个头。发廊的小姐告诉我,像我这个头发密度,烫一次发至少要在100欧元以上。

结果呢,到现在我还是直发。不过孩子们长大了,不让我剪头,说我的手艺太差,她们没法出去见人。


应该打个大大的折扣:-D


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redred  Identity Verified
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有失偏颇 Dec 6, 2009

http://www.tianya.cn/publicforum/content/develop/1/268876.shtml
wrote:
白领阶层可以说是开放的,或者说穷人的孩子可以通过读书实现白领梦。正因为如此,白领在大学扩招后人力资源充沛的中国急剧贬值。相对而言,黑领阶层则完全是封闭的,正因为封闭,才会奇货可居炙手可热。公共机构实际上已经成为官僚权力集团把持的私家后院,普通人家的孩子要想进入这个群体,理论上说不是不可能,只能说——很渺茫。

“黑领”泛指国字号那些单位,尤指公务员,以前没那么火的,耳闻的事是农村中专出来现也当局长,完全不是“好爹”在背后支持.只不过有"好爹"更容易一些罢了.

[Edited at 2009-12-06 03:53 GMT]


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ysun  Identity Verified
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纳税义务与所享权益 Dec 6, 2009

wherestip wrote:

p.s. Texas real estate tax rates tend to be a little higher than the national average, since Texas doesn't have a state income tax. Schools and state & local governments have to be funded one way or another, y'know -- 羊毛反正是出在羊身上.

Steve,

你说得不错,羊毛反正是出在羊身上。不过,有些用羊毛织成的毛衣也会披在羊身上。:D 也就是说,老百姓在履行缴税义务的同时也享受许多权益。例如,教育问题往往是老百姓十分关注的,也是老百姓的一大开支。这里,公立小学至高中的教育都是免费的。人们常说,天下没有免费的午餐。可是,低收入家庭的子女在校的午餐都是免费的。公立大学本州学生享受比外州学生低得多的学费,低收入家庭可享受政府提供的资助或低息贷款。以UT-Austin 为例,Texas resident 学费约是 Non-resident 学费的三分之一。其实,UT-Austin 的 in-state-tuition 在全国也是较高的。这大概与德州没有州税也有关系。其它许多州公立大学 resident 的学费往往是Non-resident 学费的五分之一左右。不过,前不久 Bin Tiede 提到,在德国小孩可以一直读到博士毕业,不用交一分钱的学费。美国与马克思的故乡到底还是没法比。

另外,当地的公园、大部分体育运动设施、图书馆也都是免费的。State parks 通常也就只收几美元停车费。National parks 收费也很低。全国的公路大部分也都是免费的,即使收钱也收得不多。实际上,有时当可以选择走收费公路和不收费公路时,我往往会选择走收费公路,因为省时省油,当要赶飞机时尤其如此。大部分高速公路每隔几十英里就有一个休息站或野餐区。人们旅行在外时从来不必为找厕所而伤脑筋。别说上厕所,有些休息站甚至连喝咖啡都是免费的(由当地商业企业赞助)。总之,政府收了税就应该为老百姓干点事,不能拔了老百姓的毛之后自己就一毛不拔。:D


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wherestip  Identity Verified
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"蜗居" Dec 6, 2009

ysun wrote:

据说《蜗居》在国内已被禁演。不知胡哥与温哥是否看过?



http://blogs.wsj.com/chinarealtime/2009/11/26/hit-tv-series-strikes-chord-with-chinas-house-slaves/

赶紧去买一套看看是怎么回事.

"Dwelling Narrowness" ... 英文名称可真令人纳闷.

想必国内各界外籍人士和专家多如牛毛, 怎么翻个电影名字还是这么不伦不类的? 怎么也不想着请教一下?



[Edited at 2009-12-07 01:11 GMT]


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ysun  Identity Verified
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《蜗居》 Dec 7, 2009

曾有消息说《蜗居》被禁是因为其台词“涉黄”。但如果真的被禁,恐怕还是因为它切中时弊。社会上那么多黄得出奇的东西都没被禁,那几句台词算得了什么?

广电总局否认《蜗居》被禁播 北京台已停播
http://enjoy.eastday.com/e/20091126/u1a4836547.html

海清:演完《蜗居》下狠心买了二手房[图]
http://enjoy.eastday.com/eastday/enjoy1/e/20091122/u1a4826450.html

看《蜗居》有感:你会选择小贝还是选择宋?
http://club.eladies.sina.com.cn/thread-743785-1-9.html
我们来做个选择题吧,若你作为剧中的海藻,你会如何选择??
A、一个深爱自己的一无所有的小男生
B、一个事业成功、可以帮你解决所有人生艰难的老男人

投票结果是三分之二以上的投票者选择宋思明。这很正常。其实宋思明也深爱海藻,而且他并不算老,长得也挺帅。


[Edited at 2009-12-07 07:32 GMT]


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ysun  Identity Verified
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山不在高,有仙则名 Dec 7, 2009

《50所中国大学校门大PK》
http://blog.sina.com.cn/s/blog_4b71657f010006hf.html

相比之下,加州理工学院 (Caltech) 显得太寒酸:
http://imgsrc.baidu.com/baike/pic/item/3a86813d0448602bbba16765.jpg

校门不在高,出人才则名
http://baike.baidu.com/view/128199.htm

这个墙上挂着不起眼标志的大学,出了至少20多位诺贝尔奖得主。该校的一位中国和世界闻名的杰出校友,在离开这个世界之前,提出了一个发人深思的问题,被人称为“钱学森之问”。
http://news.163.com/09/1111/11/5NRA2BV20001124J.html

我觉得上面那50所大学中,大部分学校的校门不算过分,但有些不怎么样的学校却不惜花费巨资修建校门。下面这所大学据说花了8000万建这座校门:




[Edited at 2009-12-08 04:05 GMT]


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wherestip  Identity Verified
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老校门 Dec 8, 2009

ysun wrote:

50所中国大学校门大PK
http://blog.sina.com.cn/s/blog_4b71657f010006hf.html







其实北京四中也应该保留历史悠久的老校门. 还好没毁了, 以后觉悟了还可以搬回原地.


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ysun  Identity Verified
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没错 Dec 8, 2009

wherestip wrote:

其实北京四中也应该保留历史悠久的老校门. 还好没毁了, 以后觉悟了还可以搬回原地.

今天我才发现四中老校门与清华二校门的设计竟如此相像!

文革期间,清华及其附中的红卫兵将清华二校门砸坏,然后用汽车把它拉倒。现在的二校门是90年代重建的。

http://news.tsinghua.edu.cn/xqh/xqhnews/read.php?id=3877


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Zhoudan  Identity Verified
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上海住宅出租租金回报率比不上银行存款 Dec 9, 2009

http://biz.cn.yahoo.com/09-12-/16/uuvq.html

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Zhoudan  Identity Verified
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没有禁演 Dec 12, 2009

这两天有家地方台在重播。宋思明说房地产是资本运作,哪里是平民百姓所能参与的(大意如此)。今天看了一篇博文,详细阐述了这种资本运作。有兴趣的不妨看看:

http://blog.sina.com.cn/s/blog_545811bb0100fs4k.html

ysun wrote:


据说《蜗居》在国内已被禁演。


[Edited at 2009-12-12 01:37 GMT]

[Edited at 2009-12-12 01:37 GMT]


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