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receiving/sending money in/from SWITZERLAND
Thread poster: rafael martin calvo

rafael martin calvo
Switzerland
Local time: 17:05
Portuguese to Spanish
+ ...
Jul 9, 2004

Dear colleagues,

I have moved recently to Switzerland, and I’m just wondering about the best way to receive (or eventually send) money while I’m here. Until now, I have always worked through the good old fashioned banking system, expensive and not so user-friendly as it may be at times, but pretty reliable on the whole. However, it seems that there are some alternatives out there…

I have read many of the past postings about PayPal, Moneybookers, Moneygram, etc… and checked the respective web sites, but I don’t really get things as clear as I’d want them. I have bank accounts in Switzerland and Spain, and the wish to reveal through Internet as few banking details as possible.

As some of the EU standards do apply for Switzerland, I would like some advice from people actually living in this country, and effectively receiving/sending money from the US and the EU.

Thanks for your help!


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Parrot  Identity Verified
Spain
Local time: 17:05
Member (2002)
Spanish to English
+ ...
Swiss post (giro) Jul 9, 2004

has been recommended to me by a lady who lives there and has studied the question of international forms of payment. It has the lowest charges, but may not fulfil all client requirements. Worth looking into for specific purposes.

[Edited at 2004-07-09 12:29]


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Jose Ruivo  Identity Verified
Portugal
Local time: 16:05
Member (2007)
English to Portuguese
+ ...
Several reliable alternatives Jul 9, 2004

Rafael,

I've had only good experiences with www.moneybookers.com, Western Union and MoneyGram - both of these last two can also be used from the Internet, depending on the country of origin.

Best regards,

Jose B. Ruivo


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Hans G. Liepert  Identity Verified
Switzerland
Local time: 17:05
English to German
+ ...
Payments Switzerland Jul 9, 2004

rafael martin calvo wrote:
it seems that there are some alternatives out there…


Living in Switzerland I can assure you that the alternatives are pretty limited.

1. Where do you need the money, in CH or E ? Within the Euro zone bank transfers are now relatively cheap. So transfers within the zone to or from Spain are no problem.

2. Where are your customers, in wich currency do you bill? If your receipts are denominated in EUR, you also may wish to open an EUR-account in CH, which is easy, saves exchange fees and avoids losses on the exchange rate.
If your customers are overseas, bank charges are a problem indeed.
Paypal etc. is an alternative, but possibly does not cover your customers' countries. Tranfers from Paypal or Moneybooker to a swiss account is not so expensive, but again: Watch the currency conversion.

There is no simple solution for our problem, as long as Swiss banks are not fully integrated in the EURO banking system.


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