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what does \"IBAN code of bank\" stand for?
Thread poster: taoyuting
taoyuting
China
Local time: 21:08
English to Chinese
+ ...
Nov 25, 2002

one of a translation agency ask me the IBAN code of the bank, which my account is in, in order to do the bank transfer,what does it mean? is it as important as Swift code?

and anyone know IBAN for Bank of China?

and they require me to offer my VAT number, but in China, individual has not that no.,what to do?


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David Sirett
Local time: 14:08
French to English
+ ...
IBAN = international bank account number Nov 25, 2002

See http://www.apacs.org.uk/IBAN/iban/default.html for an explanation. It\'s just a replacement for the account number (and in fact includes the account number. If you want to know whether the Bank of China uses IBANs, you\'ll have to ask them.

If you haven\'t got an IBAN (not all countries use them yet, and not all accounts necessarily have them yet even in countries that do), your usual bank details should be enough: sort code, account number, etc.


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Ralf Lemster  Identity Verified
Germany
Local time: 14:08
English to German
+ ...
IBAN + SWIFT BIC Nov 25, 2002

Quote:


On 2002-11-25 07:02, taoyuting wrote:

one of a translation agency ask me the IBAN code of the bank, which my account is in, in order to do the bank transfer,what does it mean? is it as important as Swift code?

and anyone know IBAN for Bank of China?



The IBAN does not refer to the bank (although each bank using IBANs has its own way of structuring them), but to your account - IOW it\'s *your* IBAN, not the bank\'s.

The SWIFT BIC (=bank identifier code) is the code identifying your bank in international cross-border payments; if you don\'t have an IBAN, use your account number, but always include the SWIFT code.



Quote:


and they require me to offer my VAT number, but in China, individual has not that no.,what to do?



Just point it out to them.



HTH - Ralf

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