Off topic: Question to freelancers living in Germany - Health Insurance
Thread poster: Vittorina Klingbeil
I have been living in Germany for some months and am scratching my head at health insurance regulations and options. I do not qualify to enter my husband's health insurance system since I earn more than the allowable limit for spousal earnings. I have already looked at DAK, whose rates are too high, and DKV, whose rates are manageable but they require me to sign a 2 year contract, which I am loath to do. I have also looked at expat schemes, such as Expacare and A La Carte.
My questions to any colleagues who have experience in this sort of thing and/or have been living here a longer time: has anyone joined one of the expat schemes and what are your experiences; any advice to offer on whether it is better to join one of the German schemes rather than the expat ones; if so, which one?
Many thanks for any advice,
| Public health insurance also an option || Jan 22, 2009 |
I do not know how long you plan to live in Germany. If you plan to be here more than a few months, have you considered the "public" (gesetzliche) health insurance schemes. Some 80% or so of the population in Germany are insured through these schemes and they offer coverage (and premiums) which are unrelated to any previous illnesses, disabilities or health conditions.
| | xxxEric Hahn
Local time: 04:47
French to German
| Bund der Auswärtserwerbstätigen (BDAE e.V.) || Jan 22, 2009 |
Members of this association for expats can get an affordable world wide health insurance.
Only abroad for people with German nationality, but also in Germany for foreigners.
I am a freelancer living in France as an expat !
[Edited at 2009-01-22 21:06 GMT]
To report site rules violations or get help, contact a site moderator:
You can also contact site staff by submitting a support request »
Question to freelancers living in Germany - Health Insurance
|Anycount & Translation Office 3000|
|Translation Office 3000|
Translation Office 3000 is an advanced accounting tool for freelance translators and small agencies. TO3000 easily and seamlessly integrates with the business life of professional freelance translators.
More info »
|Déjà Vu X3 |
|Try it, Love it|
Find out why Déjà Vu is today the most flexible, customizable and user-friendly tool on the market.
See the brand new features in action:
*Completely redesigned user interface
*Inline spell checking
More info »