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Bus/Financial - Insurance | | English term or phrase: negligent claim | This is to certify that the above insured has held continuous automobile insurance coverage from 01.01.2001 to 31.01.2007.
During the last six years there have not been any negligent claims presented to us.
What kind of claim is it? |
| | | English translation:see explanation | Explanation:
Not absolutely sure without more context but it seems to be referring to a claim involving negligence. In other words, the insurance company has not been presented with any claims involving negligence on the part of the insured.
Negligence can be defined as:
The omission to do something which a reasonable man, guided upon those considerations which ordinarily regulate the conduct of human affairs, would do, or doing something which a prudent and reasonable man would not do. It consists in a failure to exercise due care in a case in which a duty to take good care exists. It is a tort giving rise to civil liability.
Negligence is where an act that someone does or forgets to do gives rise to an accident.
For example: a mechanic might fix a vehicles brakes but not connect them properly, if the client has an accident as a result of the mechanics negligence then they could sue the mechanic.
http://www.1st-business-insurance.co.uk/negligence_glossary....
In the UK as in other countries such as the American market, many people who have been injured in a motor car related accident as a result of someone else's negligence usually obtain the services of a solicitor or other legal advisor in order to ensure recovery of legitimate damages or to sue the company or the negligent party for their mishap.
http://www.car-insurance-best.co.uk/car-accidents.htm
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| Selected response from:
cmwilliams
United Kingdom
Local time: 02:12
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The translation workplace 
peer agreement (net): +12