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核销表内表外

English translation: Loan interests, whether due or overdue, are cancelled after verification.

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16:48 Mar 8, 2004
Chinese to English translations [PRO]
Bus/Financial - Finance (general)
Chinese term or phrase: 核销表内表外
核销表内表外利息合计 XXX 万美元

I get "cancel after verification" for 核销 in all my dictionaries. I just don't like how it will sound in my sentence. Does anyone have any suggestion???
Denyce Seow
Singapore
Local time: 13:54
English translation:Loan interests, whether due or overdue, are cancelled after verification.
Explanation:
Suggestion:
1. Loan interests, whether due or overdue, are cancelled after verification.
2. Loan interests, whether overdue over 90 days or not, are cancelled after verification.


逾期半年以上的贷款的应收利息可以不计入损益。在表外核算,实际收回时再计入损益。对已计入损益的应收利息连续三年不能收回的部分,可以作坏帐核销。
http://www.jscj.com/jscjlaws/js/js0088.htm

银行、信用社发放贷款后,其贷款利息结息日起,逾期未超过90天(含90天)的应收未收利息,应按规定列入表内核算;贷款利息逾期超过90天(不含90天)的应收未收利息,无论该贷款本金是否逾期,均按规定列入表外核算,待实际收回时再列入表内核算。
http://hnhs.51.net/new/2002/bk02003.htm

Notice: 表外 does not equal off-balance sheet.





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Note added at 9 hrs 40 mins (2004-03-09 02:28:46 GMT)
--------------------------------------------------

Suggestion 3:

Loan interests (totalling .....), whether included in the profit and loss account(/statement), are cancelled after verification.
Selected response from:

Edward LIU
Local time: 01:54
Grading comment
Thanks... but I am going with "off-balance sheet".
1 KudoZ points were awarded for this answer

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Summary of answers provided
2 +1Loan interests, whether due or overdue, are cancelled after verification.
Edward LIU


Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 2/5Answerer confidence 2/5 peer agreement (net): +1
核销表内表外
Loan interests, whether due or overdue, are cancelled after verification.


Explanation:
Suggestion:
1. Loan interests, whether due or overdue, are cancelled after verification.
2. Loan interests, whether overdue over 90 days or not, are cancelled after verification.


逾期半年以上的贷款的应收利息可以不计入损益。在表外核算,实际收回时再计入损益。对已计入损益的应收利息连续三年不能收回的部分,可以作坏帐核销。
http://www.jscj.com/jscjlaws/js/js0088.htm

银行、信用社发放贷款后,其贷款利息结息日起,逾期未超过90天(含90天)的应收未收利息,应按规定列入表内核算;贷款利息逾期超过90天(不含90天)的应收未收利息,无论该贷款本金是否逾期,均按规定列入表外核算,待实际收回时再列入表内核算。
http://hnhs.51.net/new/2002/bk02003.htm

Notice: 表外 does not equal off-balance sheet.





--------------------------------------------------
Note added at 9 hrs 40 mins (2004-03-09 02:28:46 GMT)
--------------------------------------------------

Suggestion 3:

Loan interests (totalling .....), whether included in the profit and loss account(/statement), are cancelled after verification.

Edward LIU
Local time: 01:54
Works in field
Native speaker of: Native in ChineseChinese
PRO pts in category: 75
Grading comment
Thanks... but I am going with "off-balance sheet".

Peer comments on this answer (and responses from the answerer)
agree  Chinoise
5 hrs
  -> thanks
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