投保人 is usually the policy payer who pays for the potential beneficiary, i.e., the insured (policy holder(s)). An insurer is usually the company that accepts the money from the policy payer to insure the policyholder(s).
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the insured
Explanation: 保险人 insurer
Zhoudan China Local time: 21:36 Works in field Native speaker of: Chinese PRO pts in category: 11