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利差損

English translation: negative spread

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

Chinese term or phrase:	利差損
English translation:	negative spread
Entered by:	Denyce Seow

Options:
- Contribute to this entry
- Include in personal glossary

18:02 Jun 22, 2004

Chinese to English translations [PRO]
Bus/Financial - Insurance

Chinese term or phrase: 利差損

利差損 - in insurance context

Denyce Seow KudoZ activity Questions: 1847 (10 open) (50 closed without grading) Answers: 1528 Singapore
Local time: 06:05

losses from (an unfavorable) interest differential

Explanation:
利差stands for 利息差异 = 利息收入/盈利资产 - 利息支出/盈利资产
Losses due to this differential or gap are your thing here.
This is from teh English Chinese dictionary of international finance under "interest differential" entry.

More explanation here

http://www.google.be/search?q=cache:NgtF5eKkaXEJ:www.netsh.c...

Please check further how to put it bes
"interest differential losses" ?
" losses due to the interest differential" sounds better but getting a bit long ..

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Note added at 13 hrs 49 mins (2004-06-23 07:52:00 GMT)
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loss on interest differential a good possibility

Selected response from:

Marc Van Gastel
Local time: 23:05

Grading comment

Thanks, folks! :)
I'm choosing Vangastel's answer because it was his "interest" that led me to the answer.... :)
4 KudoZ points were awarded for this answer

Summary of answers provided

4 +1

margin deficiency

Ray Luo

losses from (an unfavorable) interest differential

Marc Van Gastel

利差 = margin; spread 损失 = deficiency; losses

chica nueva

Discussion entries: 3

Answers

1 hr confidence:

peer agreement (net): +1

利差損 margin deficiency

Explanation:
margin:
(finance) the net sales minus the cost of goods and services sold

Ray Luo
Local time: 22:05
Native speaker of:

Chinese
PRO pts in category: 4

4 hrs confidence:

利差損 利差 = margin; spread 损失 = deficiency; losses

Explanation:
Sorry, don't know the answer. More context might be helpful.

利差 = margin; spread 损失 = deficiency; losses

[PDF] 逢甲大學統計與精算研究所碩士論文 ...File Format: PDF/Adobe Acrobat - View as HTML
... 險業因利率風險所導致的困境，更值得我們警惕。而相較之下，美國保險業在1980~1990 年代，雖然也發生相同的情況，並造成Travelers Insurance、Equitable Life ... 正好遇到高預定利率時代，以致形成利差損。以後產品將改革重組，向投 ...
ethesys.lib.fcu.edu.tw/.../ getfile?urn=etd-0624102-165216&&filename=etd-0624102-165216.pdf - Similar pages

[DOC] 第四章展望File Format: Microsoft Word 2000 - View as HTML
... 保險業目前面臨金融、證券等行業之競爭，如何避免在金融跨業經營環境下不致因競爭力不足而影響業務發展，人才培育實為第一要務，尤其保險業為專業之法人投資機構，在現行利率持續低迷，保險業承擔利差損風險 ...
www.insurance.gov.tw/index2/91/914.doc - Similar pages

chica nueva
Local time: 19:05
Native speaker of:

English
PRO pts in category: 6

13 hrs confidence:

利差損

losses from (an unfavorable) interest differential

Marc Van Gastel
Local time: 23:05
Specializes in field
Native speaker of:

Dutch
PRO pts in category: 8

Grading comment

Thanks, folks! :)
I'm choosing Vangastel's answer because it was his "interest" that led me to the answer.... :)

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利差損

English translation: negative spread

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利差損

English translation: negative spread

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KudoZ™ translation helpThe KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.

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