nenamjenski kredit

English translation: non-purpose loan

08:19 Feb 3, 2009

Croatian to English translations [PRO]
Bus/Financial - Finance (general)

Croatian term or phrase: nenamjenski kredit

uzeti zajam ili namjenski kredit čiji iznos prelazi...

ria05 KudoZ activity Questions: 208 (1 open) (11 without valid answers) Answers: 1 Croatia
Local time: 13:46

English translation:non-purpose loan

Explanation:
http://financial-dictionary.thefreedictionary.com/Nonpurpose...

Namjenski kredit=special purpose loan

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Note added at 1 hr (2009-02-03 09:22:08 GMT)
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https://gm.bankofny.com/Derivatives/ProductNotes/Equity.aspx...

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Note added at 1 hr (2009-02-03 09:29:11 GMT)
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http://www.hypo-alpe-adria.hr/docs/paket-sretna zvijezda-en....

Selected response from:

Natasa Djurovic
Serbia
Local time: 13:46

Grading comment

Zahvaljujem svima na brzim odgovorima :)
4 KudoZ points were awarded for this answer

Summary of answers provided

4 +4

personal loan

Nick Saywell

4 +4

general purpose loan

Miomira Brankovic

4 -1

unsecured loan

Gabriela Nikolova

3 -3

non-purpose loan

Natasa Djurovic

Discussion entries: 4

Answers

18 mins confidence:

peer agreement (net): -1

unsecured loan

Explanation:
...an unsecured (or personal) loans provider will base their decision on granting you a personal loan by using your personal credit history. This is verified by a credit check to determine your credit rating...

...An unsecured loan is a loan that is not backed by collateral. Also known as a signature loan or personal loan.

Unsecured loans are based solely upon the borrower's credit rating. As a result, they are often much more difficult to get than a secured loan, which also factors in the borrower's income... (www.wikipedia.org)

Reference: http://www.uswitch.com/loans/unsecured-loans/
Reference: http://stb.com.mk/eng/index.asp

Gabriela Nikolova
North Macedonia
Local time: 13:46
Native speaker of: Macedonian

54 mins confidence:

peer agreement (net): -3

non-purpose loan

Natasa Djurovic
Serbia
Local time: 13:46
Works in field
Native speaker of:

Serbian
PRO pts in category: 36

Grading comment

Zahvaljujem svima na brzim odgovorima :)

Peer comments on this answer (and responses from the answerer)

neutral

Nick Saywell: A reasonable translation of the Croatian term but not a term used in general banking - at least not in the UK. Also your reference is unhelpful as it defines the term as a secured loan which nenamjenski krediti usually are not.

40 mins

-> Official translations of the term within various banks offer this! Thank you!

disagree

bonafide1313: I agree with Nick, it would have been an interesting challenge to find the appropriate term; vaši primjeri potvrđuju da non-purpose l. nije naš nenamjenski kredit nego vrlo specijalna vrsta kredita;

50 mins

-> Try various bank references and you will see the same. Thank you!

disagree

Karen Ordanic: I agree with Nick. The same applies in the US.

18 hrs

-> Thank you!

disagree

Larisa Djuvelek-Ruggiero (X): agree w/NS and KO -

4 days

1 hr confidence:

peer agreement (net): +4

personal loan

Explanation:
This is what it would be called in the UK. Obviously for personal customers only, for businesses it would be called a business loan. If you wanted to borrow money to buy a car, do up your house or simply go on holiday, you would ask for a personal loan which would generally be unsecured and not conditioned on any particular purchase.

The main product other than personal loans that banks offer are mortgages, which are for the purchase of a property and are secured on that property.

Nick Saywell
United Kingdom
Local time: 12:46
Specializes in field
Native speaker of: English
PRO pts in category: 20

14 hrs confidence:

peer agreement (net): +4

general purpose loan

Explanation:
gen•er•al-pur•pose
adj.
Designed for or suitable to more than one use; broadly useful: a general-purpose loan
http://www.thefreedictionary.com/general-purpose

If you're planning a major expense such as home improvements or the purchase of an appliance or even a vacation or wedding, consider taking out a General Purpose Loan with convenient monthly repayments.
http://www.garantibank.com/loans/consumer_loans/general_purp...

PERSONAL LOAN SCHEME
PURPOSE
General Purpose Loan for Individuals viz. purchase of new consumer durable articles such as computers, televisions, refrigerators, air-conditioners, music systems, kitchen appliances, furniture, carpets etc.
Also for meeting customer specific needs like expenses on marriage, family functions, medical treatment, education, travel etc.
http://www.indorebank.org/source_psegment2.htm

Miomira Brankovic
Serbia
Local time: 13:46
Specializes in field
Native speaker of: Serbian
PRO pts in category: 64

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English translation: non-purpose loan

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English translation: non-purpose loan

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