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opsparing i gennemsnitsrentemiljø

English translation: savings in a weighted average interest rate private pension scheme


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11:32 Aug 30, 2011
Danish to English translations [PRO]
Bus/Financial - Finance (general) / pensions
Danish term or phrase: opsparing i gennemsnitsrentemiljø
As opposed to "opsparing i markedsrentemiljø", which seems to be a unit-linked pension, this kind of pension offers "en gennemsnitsforrentning med et stabilt positivt afkast" based on a "depotrente" set in advance by the pension provider.

I've been looking around the net and it seems to be some kind of guaranteed yield but I don't get the gennemsnit bit. Help!
Chris S
United Kingdom
English translation:savings in a weighted average interest rate private pension scheme
Explanation:
savings in a weighted average interest rate private pension scheme (life insurance companies and general pension funds)

sources:

Weighted Average Interest Rate Table
www.irs.gov/retirement/article/0,,id=96450,00.html
5 Aug 2011 – ***Retirement Plans Community Topics ... Legend: Weighted Average Interest Rate*** = Wtd Avg; Permissible Range = xx to xxx%; 30 Year Treasury ...

[PDF] Denmark: Financial Sector Assessment Program, Technical Note ...
www.imf.org/external/pubs/ft/scr/2007/cr07124.pdf
PDF/Adobe Acrobat - Quick View
ROE for ***Life Insurance Companies and General Pension Funds, 2000–05,............ .....8 ... Pension Liabilities Distributed on Interest Rate Guarantee Levels ....... ... Buffer Capital and Weighted Average***, 2000−05 ........................................................ 15 ...

The Budget and Economic Outlook: Fiscal Years 2006 to 2015
www.cbo.gov/doc.cfm?index=6060&type=0&sequence=9
In recent years, ***employers' contributions to defined-benefit pension plans have ... more than 105 percent of a weighted average of interest rates*** on 30-year Treasury ... level in 2004 as well as a decline--to 6.10 percent--in the maximum interest ...


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Note added at 6 hrs (2011-08-30 18:11:08 GMT)
--------------------------------------------------

Explanation:

These are annualized weighted average fixed interest rate payouts to private pension scheme savers set every December for the following fiscal year by the insurance companies with accumulation of excess returns for those specific lean years in which pension scheme investment returns fail to meet their predetermined target.
Selected response from:

andres-larsen
Venezuela
Local time: 07:14
Grading comment
Thanks for your help, went for average-rate vs market-rate pensions in the end
4 KudoZ points were awarded for this answer



Summary of answers provided
1savings in a weighted average interest rate private pension scheme
andres-larsen
Summary of reference entries provided
opsparing i gennemsnitsrentemiljøet
andres-larsen

  

Answers


6 hrs   confidence: Answerer confidence 1/5Answerer confidence 1/5
savings in a weighted average interest rate private pension scheme


Explanation:
savings in a weighted average interest rate private pension scheme (life insurance companies and general pension funds)

sources:

Weighted Average Interest Rate Table
www.irs.gov/retirement/article/0,,id=96450,00.html
5 Aug 2011 – ***Retirement Plans Community Topics ... Legend: Weighted Average Interest Rate*** = Wtd Avg; Permissible Range = xx to xxx%; 30 Year Treasury ...

[PDF] Denmark: Financial Sector Assessment Program, Technical Note ...
www.imf.org/external/pubs/ft/scr/2007/cr07124.pdf
PDF/Adobe Acrobat - Quick View
ROE for ***Life Insurance Companies and General Pension Funds, 2000–05,............ .....8 ... Pension Liabilities Distributed on Interest Rate Guarantee Levels ....... ... Buffer Capital and Weighted Average***, 2000−05 ........................................................ 15 ...

The Budget and Economic Outlook: Fiscal Years 2006 to 2015
www.cbo.gov/doc.cfm?index=6060&type=0&sequence=9
In recent years, ***employers' contributions to defined-benefit pension plans have ... more than 105 percent of a weighted average of interest rates*** on 30-year Treasury ... level in 2004 as well as a decline--to 6.10 percent--in the maximum interest ...


--------------------------------------------------
Note added at 6 hrs (2011-08-30 18:11:08 GMT)
--------------------------------------------------

Explanation:

These are annualized weighted average fixed interest rate payouts to private pension scheme savers set every December for the following fiscal year by the insurance companies with accumulation of excess returns for those specific lean years in which pension scheme investment returns fail to meet their predetermined target.


andres-larsen
Venezuela
Local time: 07:14
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 29
Grading comment
Thanks for your help, went for average-rate vs market-rate pensions in the end
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Reference comments


6 hrs
Reference: opsparing i gennemsnitsrentemiljøet

Reference information:
extract:

***Opsparing i gennemsnitsrentemiljøet***, hvor selskaberne hvert år i december melder ud om næste års rentetilskrivning på kundernes opsparing, skal ifølge forslaget derimod beskattes med 16,5 pct. Her får kunderne hvert år den lovede rentetilskrivning, mens et eventuelt merafkast gemmes til dårligere investeringsår. Det er disse ufordelte reserver, ministeriet vil ramme.

sources:

Skat underminerer opsparing -
epn.dk/samfund/article1088992.ece
16. sep 2007 – Opsparing i gennemsnitsrentemiljøet, hvor selskaberne hvert år i december melder ud om næste års rentetilskrivning på kundernes opsparing, ...

Skat underminerer opsparing - SPN Mobil -
spn.dk/mobil_vm/?aid=1088992
***Opsparing i gennemsnitsrentemiljøet***, hvor selskaberne hvert år i december melder ud om næste års rentetilskrivning på kundernes opsparing, ...

These are annualized weighted average fixed interest rate payouts to private pension scheme savers set every December for the following fiscal year by the insurance companies with accumulation of excess returns for those specific lean years in which pension scheme investment returns fail to meet their predetermined target.

andres-larsen
Venezuela
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 29
Login to enter a peer comment (or grade)




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