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Dutch to English translations [PRO]
Bus/Financial - Finance (general) / mortgage type | | Dutch term or phrase: aflossingsvrij | Context :
"Indien NHG = J dan moet het totale bedrag van alle leningdelen met hypotheeksoort Aflossingsvrij minder of gelijk zijn aan 50% van de Vrije Verkoopwaarde. N.B. Bij hypotheekvorm = tweede hypotheek of VBI moeten oude (bestaande) leningdelen meegenomen worden. D.w.z. dat (eventueel) bestaande aflossingsvrije leningdelen moet opgeteld worden met (eventueel) nieuwe aflossingsvrije leningdelen, en dat moet vergeleken worden met 50% van de (nieuwe) Vrije Verkoopwaarde."
Kan iemand mij zeggen hoe je Aflossingsvrij in het Engels zegt? wat betekent dit? Wil dit zeggen "lening die je in één keer aan het einde van de looptijd terugbetaalt"? En zo ja, hoe vertaal je dat naar het Engels? |
| unit05KudoZ activityQuestions: 32 (none open) ( 1 closed without grading) Answers: 70
| | Local time: 08:54
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| | interest-only (mortgage) loan | Explanation:
...
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Note added at 8 hrs (2006-01-22 06:51:56 GMT)
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http://www.quickenloans.com/mortgage/articles/interest-only-... (one of 740,000 hits on Google)
What exactly is an Interest Only Home Loan?
An interest-only loan is one that gives you the option of paying just the interest or the interest and as much principal as you want in any given month during an initial period of time. Interest only loans can be 30-year fixed-rate mortgages or adjustable-rate mortgages. Quicken Loans offers home loans that are interest-only for the first three, five, seven or ten years.
If you choose to make the interest-only payment, your monthly payment will be lower than it would be with an interest and principal payment. Your interest rate may or may not be lower than a traditional mortgage, but you will have the option of flexible payments. Interest-only loans allow you to control your payment amount and your cash flow in any given month during the interest only period.
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Note added at 12 hrs (2006-01-22 10:44:54 GMT)
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http://en.wikipedia.org/wiki/Interest-only_loan
Interest-only loan
From Wikipedia, the free encyclopedia.
An interest-only loan is a loan in which for a set term the borrower pays only the interest on the capital; the capital remains owing. At the end of the term the borrower may renew the interest-only mortgage, repay the capital, or (with some lenders) convert the loan to a principal and interest payment loan at his option. It should be noted that some interest-only mortgages in Canada allow the borrower to pay interest-only, principal and interest, or even principal and interest plus 20% extra.
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| Selected response from:
xxxjarry
South Africa
Local time: 08:54
| Grading comment Thank you, based upon your explanation (and peer comments) I assume this is the correct answer.
4 KudoZ points were awarded for this answer |
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| Discussion entries: 0 |
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Automatic update in 00:
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19 mins confidence:  peer agreement (net): +1 endowment mortgage
Explanation:
http://www.mortgages.ie/mortgage_products.cfmhttp://www.mort...
Endowment mortgage
The product is an interest only mortgage that is supported by an investment or endowment policy. The borrower pays only interest during the term of the mortgage and the loan amount remains outstanding until the end of the term. Premium payments are payable on the investment / endowment policy during the term. The endowment policy is similar to a life assurance investment / savings policy that is designed to provide an amount to repay the mortgage at the end of the term.
|   Kate Hudson
Netherlands
Local time: 08:54
Native speaker of:  English
PRO pts in category: 52
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21 mins confidence: 
32 mins confidence:
8 hrs confidence: peer agreement (net): +5 interest-only (mortgage) loan
Explanation:
...
--------------------------------------------------
Note added at 8 hrs (2006-01-22 06:51:56 GMT)
--------------------------------------------------
http://www.quickenloans.com/mortgage/articles/interest-only-... (one of 740,000 hits on Google)
What exactly is an Interest Only Home Loan?
An interest-only loan is one that gives you the option of paying just the interest or the interest and as much principal as you want in any given month during an initial period of time. Interest only loans can be 30-year fixed-rate mortgages or adjustable-rate mortgages. Quicken Loans offers home loans that are interest-only for the first three, five, seven or ten years.
If you choose to make the interest-only payment, your monthly payment will be lower than it would be with an interest and principal payment. Your interest rate may or may not be lower than a traditional mortgage, but you will have the option of flexible payments. Interest-only loans allow you to control your payment amount and your cash flow in any given month during the interest only period.
--------------------------------------------------
Note added at 12 hrs (2006-01-22 10:44:54 GMT)
--------------------------------------------------
http://en.wikipedia.org/wiki/Interest-only_loan
Interest-only loan
From Wikipedia, the free encyclopedia.
An interest-only loan is a loan in which for a set term the borrower pays only the interest on the capital; the capital remains owing. At the end of the term the borrower may renew the interest-only mortgage, repay the capital, or (with some lenders) convert the loan to a principal and interest payment loan at his option. It should be noted that some interest-only mortgages in Canada allow the borrower to pay interest-only, principal and interest, or even principal and interest plus 20% extra.
| xxxjarry
South Africa
Local time: 08:54
Specializes in field
Native speaker of: English
PRO pts in category: 353
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| | Grading comment | Thank you, based upon your explanation (and peer comments) I assume this is the correct answer. |
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The translation workplace 
