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niet afkoopbaar eigen risico

English translation: no-insurable own risk

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

Dutch term or phrase:	niet afkoopbaar eigen risico
English translation:	no-insurable own risk
Entered by:	Kate Hudson

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18:03 Jun 8, 2005

Dutch to English translations [PRO]
Bus/Financial - Insurance / car rentals, deductible

Dutch term or phrase: niet afkoopbaar eigen risico

"Het eigen risico per schadegebeurtenis is EUR xxx. Indien er aan een bestelauto bovenhoofdse schade wordt veroorzaakt, geldt een *niet afkoopbaar eigen risico* van maximaal € 1200,- per incident."

This term appears in a text of a car rental company. What's the proper collocation in UK English for this term? TIA for your assistance. Cheers, R.

Robert Kleemaier KudoZ activity Questions: 657 (none open) (41 closed without grading) Answers: 168
Local time: 22:30

non-insurable own risk

Explanation:
quite a few hits for this on Google . In this instance it means that it is cannot be insured by buying an insurance premium
Noninsurable Risk A risk that cannot be measured actuarially or in which the chance of loss is so high that insurance cannot be written against it.

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Note added at 1 hr 39 mins (2005-06-08 19:43:40 GMT)
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This could also be translated as non-waivable own risk

• Unless Europcar is able to recover the cost of its damages from an identified liable Third Party, the renter/driver is liable for all damages to or loss of the vehicle occurring during the course of the rental. This liability can generally be waived against payment of a fixed charge per rental day. It should, however, be noted that for those renters who have taken out such protection, a residual non-waivable amount will be applied in the event of damage to or loss of the vehicle.

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Note added at 1 hr 40 mins (2005-06-08 19:44:45 GMT)
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non-waivable damage excess
www.budget-carrental.co.uk/poole terms.htm -
non waivable damage excess of £350 - £500 for groups 1-4 and £750 for groups

Selected response from:

Kate Hudson
Netherlands
Local time: 07:30

Grading comment

Many thanks, Kate! I chosen 'non-waivable deductible' with a nod of recognition to Chris for the backgrounder. Great stuff. Cheers, R.
4 KudoZ points were awarded for this answer