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Dutch to English translations [PRO]
Bus/Financial - Insurance / Insurance schemes | | Dutch term or phrase: kans-op-nadeel | Is there a specific translation of 'kans-op-nadeel' in insurance jargon or can I translate it literally?
Examples in source text:
1. Indien het spaar- of beleggingselement de overeenkomst zodanig beheerst, dat er in slechts te verwaarlozen mate sprake is van levens- en sterftekansen, wordt niet voldaan aan de definitie van een levensverzekering. Er dient sprake te zijn van een kans op nadeel als gevolg van het rekening houden met levens- en sterftekansen. De kans op nadeel kan worden bezien vanuit de positie van de verzekeringnemer of de verzekeraar.
2. Een verzekering met een uitkering bij leven voldoet niet aan de definitie van levensverzekering als de uiteindelijke uitkering slechts gevormd wordt door de tegenwaarde van de beleggingen. Er wordt niet voldaan aan het kans-op-nadeel-vereiste. De uitkering bij leven dient te worden verhoogd met een zogenaamde bonus, waarin de sterftekans is verdisconteerd. |
| | | the chance of loss | Explanation:
Insurable Risk
Ideal requirements of insurable risk:
* There must be a large number of exposure units
* The loss must be accidental and unintentional
* The loss must be determinable and measurable
* The loss should not be catastrophic
* The chance of loss must be calculable
* The premium must be economically feasible
http://74.125.95.104/search?q=cache:bbg0AhA691gJ:www.aon.com...
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Note added at 46 mins (2008-11-01 14:54:55 GMT)
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Law of Large Numbers.
The foundation upon which insurance rests is the law of large numbers, also known as the law of averages. Experience has shown that a certain number out of a given group of properties will probably be destroyed by fire and other perils. The larger the group of individual properties exposed to the chance of loss, the greater the accuracy with which the approximate number of future losses can be predicted.
http://216.70.126.67/library/?p=282
# Insurance
1. the chance of loss
2. the degree of probability of loss
3. the amount of possible loss to the insuring company
4. a person or thing with reference to the risk involved in providing insurance
5. the type of loss that a policy covers, as fire, storm, etc.
http://www.yourdictionary.com/risk
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| Selected response from:
xxxjarry
South Africa
Local time: 07:34
| Grading comment Thanks a lot Jarry!
4 KudoZ points were awarded for this answer |
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| Discussion entries: 0 |
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Automatic update in 00:
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41 mins confidence:   peer agreement (net): +4 the chance of loss
Explanation:
Insurable Risk
Ideal requirements of insurable risk:
* There must be a large number of exposure units
* The loss must be accidental and unintentional
* The loss must be determinable and measurable
* The loss should not be catastrophic
* The chance of loss must be calculable
* The premium must be economically feasible
http://74.125.95.104/search?q=cache:bbg0AhA691gJ:www.aon.com...
--------------------------------------------------
Note added at 46 mins (2008-11-01 14:54:55 GMT)
--------------------------------------------------
Law of Large Numbers.
The foundation upon which insurance rests is the law of large numbers, also known as the law of averages. Experience has shown that a certain number out of a given group of properties will probably be destroyed by fire and other perils. The larger the group of individual properties exposed to the chance of loss, the greater the accuracy with which the approximate number of future losses can be predicted.
http://216.70.126.67/library/?p=282
# Insurance
1. the chance of loss
2. the degree of probability of loss
3. the amount of possible loss to the insuring company
4. a person or thing with reference to the risk involved in providing insurance
5. the type of loss that a policy covers, as fire, storm, etc.
http://www.yourdictionary.com/risk
| xxxjarry
South Africa
Local time: 07:34
Specializes in field
Native speaker of: English
PRO pts in category: 152
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The translation workplace 
