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Incapacity Benefit credits

English translation: credits for National Insurance contributions because of Incapacity Benefit

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:Incapacity Benefit credits
English translation:credits for National Insurance contributions because of Incapacity Benefit
Entered by: David Knowles
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10:12 Aug 11, 2006
English to English translations [PRO]
Bus/Financial - Other
English term or phrase: Incapacity Benefit credits
Hello everyone :) I have problems with understanding `credits' here. It's about the UK social benefits & support for people who are disabled and/or not able to work.

Based on my source text and a couple of resources found at the Web, my guess is that IB credits are different from a `pure' IB and depend on the person's contributions to the National Insurance. Namely, those who have not paid sufficient contributions to the NI, can't receive IB, but may claim for IB credits.

If my assumption is correct I would like to know if the `credits' are paid directly to the person or they are used indirectly as credited contributions of the person to the NI. Also, have the person receiving the IB credits to return the money or they are granted for free?

I appreciate any help with this, especially from our British colleagues. Those of you who know Russian may also check: http://www.proz.com/kudoz/1495628.
Thank you in advance :)
Kirill Semenov
Ukraine
Local time: 18:42
credits for National Insurance contributions
Explanation:
This refers to NI contributions. Usually the employer pays NI contributions on your behalf, but if you are unemployed for whatever reason, there is no employer. You can either pay them for yourself or get a "credit". You probably only get the credit if you are also receiving incapacity benefit, but I wouldn't be absolutely sure!

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Note added at 39 mins (2006-08-11 10:51:33 GMT)
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You never have to refund the cost of these NI credits. They are weekly or monthly payments to the NI fund, and the amount owed depends on the money earned each week or month, with a minimum payment due.
Selected response from:

David Knowles
Local time: 16:42
Grading comment
Perfect, thank you, David and Juvera, really helpful, now I feel I'm able to devise a Russian translation for it.

Thank you people, I do appreciate you help and comments, very helpful!
4 KudoZ points were awarded for this answer

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Summary of answers provided
5 +6credits for National Insurance contributions
David Knowles


Discussion entries: 10





  

Answers


36 mins   confidence: Answerer confidence 5/5 peer agreement (net): +6
incapacity benefit credits
credits for National Insurance contributions


Explanation:
This refers to NI contributions. Usually the employer pays NI contributions on your behalf, but if you are unemployed for whatever reason, there is no employer. You can either pay them for yourself or get a "credit". You probably only get the credit if you are also receiving incapacity benefit, but I wouldn't be absolutely sure!

--------------------------------------------------
Note added at 39 mins (2006-08-11 10:51:33 GMT)
--------------------------------------------------

You never have to refund the cost of these NI credits. They are weekly or monthly payments to the NI fund, and the amount owed depends on the money earned each week or month, with a minimum payment due.

David Knowles
Local time: 16:42
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 44
Grading comment
Perfect, thank you, David and Juvera, really helpful, now I feel I'm able to devise a Russian translation for it.

Thank you people, I do appreciate you help and comments, very helpful!

Peer comments on this answer (and responses from the answerer)
agree  juvera: Credit is a strange word for benefits or allowances, and in a way it was a political trick to introduce it. There are other "credits", like working tax credit, child tax credit, none of them repayable.
9 mins

agree  Cristina Chaplin
18 mins

agree  Jack Doughty: with Juvera. Gordon Brown is like Humpty-Dumpty in Alice in Wonderland. "When I use a word, it means whatever I want it to mean."
21 mins

agree  Aisha Maniar: agree with the above comments too!
38 mins

agree  xxxcmwilliams: benefits like working tax credit and child tax credit are paid directly to the person whereas NI credits are not.
38 mins

agree  xxxAlfa Trans
4 hrs
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