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English to Chinese translations [PRO] Bus/Financial - Finance (general) / Financial Support for Education
English term or phrase:without financial discount
The document points out that the financial-aid-to-student loans comprise national financial-aid-to-student loan and ordinary commercial financial-aid-to-student loan. The former, which is set up by the Industrial and Commercial Bank of China and has national financial discount, is applicable to undergraduates and specialized students with financial difficulties studying in full-time institutions of higher learning. The latter refers to loans (without financial discount) issued by financial institutions to students receiving non-compulsory education, or to their lineal relatives or legal guardians. On the premise of effective control of credit risk, such loans can be set up by various commercial banks, urban credit cooperatives, rural credit cooperatives and other financial institutions. Financial-aid-to-student loans can only be used as students' studying and daily living costs during their period of schooling.