19:38 Jul 1, 2009 

Thank you Eris, for your detail analysis.

20:22 Jun 30, 2009 

Shirley, thanks for the link. I agree with all of the participants in that forum thread. It sounds like the insurance would not cover any costs incurred with a surrogate pregnancy if the surrogate mother is not the one insured (thus "provided to any person not covered") but would cover the costs if the SM is the one insured under "the Agreement". But yes, it is indeed a confusingly worded sentence. I just personally feel that if it is meant any other way, the sentence's grammar would be too strange and doesn't sound natural. Leave it up to the insurance companies to make a simple sentence confusing.

14:04 Jun 30, 2009 

Peggy, would you mind advising us as to the occurences of "Agreement" in this document? (From the references I've found, the context seems to come from the insurance plans provided by Anthem Blue Cross. And the "Agreement" only appears once in each plan of them.)