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Chinese translation: 保险项目/保险范围

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14:37 Aug 28, 2009

English to Chinese translations [PRO]
Medical - Insurance

English term or phrase: coverage

underwriting/coverage/insurance/benefits

If omitted history is found which would have changed the original underwriting decision, the health plan may offer retroactive enrollment in an alternative level plan or rescind your coverage. If the health plan rescinds your coverage, you may be eligible for future coverage under the California Major Risk Insurance Program.

Can we all translate "underwriting " and "coverage" as ”承保“？

underwriting/coverage/insurance/benefits
These words are very difficult to deal with. Usually ”underwriting" is translated as "承保“， "Coverage" has different versions of "理賠范圍，保險范圍、承保范圍、給付項目” even sometimes simply "保險" or “給付”, so it is easily confused with "insurance" and "benefits"; while for "benefits", some company goes with "利益" or "福利”， some goes "給付” or "賠付“ while others strongly disagree and insist with "利益”/"福利"。

Any suggestions for a consistent translation? Thanks for your advise!!

Peggy Huang KudoZ activity Questions: 145 (10 open) (4 without valid answers) Answers: 3 United States
Local time: 21:04

Chinese translation:保险项目/保险范围

Explanation:
Inclusion in an insurance policy or protective plan.
保险项目：某一保险单或担保方案所包含的内容
The extent of protection afforded by an insurance policy.
保险范围：保险单内所提供的承保范围
(Dictionary definition)

Selected response from:

Frank Wang
China
Local time: 10:04

Grading comment

Selected automatically based on peer agreement.
4 KudoZ points were awarded for this answer

Summary of answers provided

4 +2

保险项目/保险范围

Frank Wang

覆盖

Timothy Murton

承保

karcsy

Summary of reference entries provided
insurance cover = 保障、保险、保护、投保险别	chica nueva

Discussion entries: 1

Answers

12 mins confidence:

承保

Explanation:
underwriting ：承保
coverage : (保险/投保/承包)范围
insurance ：保险（insure verb: 投保）
benefits : 福利

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Note added at 18 mins (2009-08-28 14:55:59 GMT)
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sorry， insurance benefit should be 給付 or 賠付. Forgot that this is about insurance.

The policy holder buys the insurance to hedge against the future perceived losses by paying a regular amount to he insurance company known as the Premium. Insurance companies ensure financial reimbursement of the insured losses to the policy holders or his/her beneficiary. This is the most coveted Insurance Benefits.
http://www.economywatch.com/insurance-overview/insurance-ben...

karcsy
Local time: 10:04
Native speaker of:

Chinese
PRO pts in category: 4

1 day10 hrs confidence:

peer agreement (net): +2

保险项目/保险范围

Frank Wang
China
Local time: 10:04
Works in field
Native speaker of:

Chinese
PRO pts in category: 16

Grading comment

Selected automatically based on peer agreement.

1 day16 hrs confidence:

覆盖

Explanation:
This is the term used for coverage under any scheme where 'coverage' is required by members participating in any insurance scheme, including life insurance, pension insurance and other forms of social insurance. It can be further explicated as 覆盖范围。 Surety comes from my extensive experience in insurance in China.

Timothy Murton
Local time: 12:04
Specializes in field
Native speaker of:

English

Reference comments

9 hrs

Reference: insurance cover = 保障、保险、保护、投保险别

Reference information:
http://www.proz.com/kudoz/chinese_to_english/insurance/15888...
http://www.proz.com/kudoz/chinese_to_english/insurance/15887...

chica nueva
Chile
Native speaker of:

English

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coverage

Chinese translation: 保险项目/保险范围

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Chinese translation: 保险项目/保险范围

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