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Embedded Value

Chinese translation: 内含价值；内在价值

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

English term or phrase:	Embedded Value
Chinese translation:	内含价值；内在价值
Entered by:	Kevin Yang

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08:35 May 16, 2003

English to Chinese translations [PRO]
Bus/Financial - Insurance / Life Insurance

English term or phrase: Embedded Value

Embedded Value is the present value of future profits arising from all in-force policies(有效契约).

I have seen many different chinese translations of the term "Embedded Value", and hence wonder if anyone knows of a more commonly used term?

The term that I think most appropriately describe this is 内定价值. Although not 100% correct, but the value is internally determined using firm specific assumptions.

Does anyone know of a better or more commonly used term for "Embedded Value"?

Thanks in advance!

3Sigma KudoZ activity Questions: 15 (1 open) Answers: 87
Local time: 07:21

内含价值；内在价值

Explanation:
Embedded Value =内含价值; 内在价值

Selected response from:

Kevin Yang
Local time: 15:21

Grading comment

Good reference, although it still doesn't show which of the terms is most widely accepted, given many variations have been employed in translation. This term is a Western invention originating from Europe, a standard terminology for chinese may / may not have been established. As a practitioner turned translator, I feel "内含价值" is probably the most intuitive for a practitioner -- This is not necessarily an authoritative statment for translation. Thanks a lot for everyone's contribution.
4 KudoZ points were awarded for this answer