| GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | | English term or phrase: | interest-only loans | | Chinese translation: | 只还利息不还本金的贷款 | | Entered by: |   stonejohn |
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English to Chinese translations [PRO]
Investment / Securities / real-estate | | English term or phrase: interest-only loans | With interest rates going up, and prices likely to go down, should those of us with big home-equity loans worry?
I am very scared about all those home-equity lines of credit. Everyone saw easy money and started to use their homes like ATMs. Fixed interest rates are going up, but they are still relatively low, so I'd recommend that people get out of home-equity loans and into a fixed-interest-rate loan as soon as possible, for peace of mind. The interest-only loans or an ARM [adjustable-rate mortgage] with optional payment are also worrying. With those, you could wind up owing more on the house than it's worth. |
| clearwaterKudoZ activityQuestions: 7190 ( 11 open) ( 5 without valid answers) ( 464 closed without grading) Answers: 1576
China
| | Local time: 06:34
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| | 只付利息的贷款 | Explanation:
只付利息的房屋贷款(Interest Only Mortgage)是指在一定的年限内﹐每月支付利息部分 及Escrow﹐无须月付本金。这样月还款金的总额大大减少。这对于强调需要月付金额少的 贷款人来说当然是一种好事。据洛杉矶的报纸透露﹐该地区使用这种支付利息的房屋贷款的 ...
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| Selected response from:
stonejohn
China
Local time: 06:34
| Grading comment 谢谢！
已知：只还利息不还本金的贷款
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| Summary of answers provided | | 4 +2 | 只付利息的贷款 | |
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