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credit scoring

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18:54 Feb 16, 2009
English to Danish translations [PRO]
Bus/Financial - Finance (general)
Additional field(s): Real Estate
English term or phrase: credit scoring
Definition from Investopedia:
A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit.

Example sentence(s):
  • If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. Bankrate, Inc.
  • Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. British Bankers' Association
  • Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. Federal Trade Commission
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This question was created by:
Enrique
Enrique
Argentina


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Summary of translations provided
5 +1kreditvurdering
Anette Jakobsen
4Credit Scoring
BettinaP


  

Translations offered


15 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Credit Scoring


Definition from Creditscoring.dk:
Credit Scoring er en metode til statistisk at fastsætte sandsynligheden for, at en kunde misligholder sine forpligtelser og bliver til en dårlig kunde. En dårlig kunde er i disse termer en kunde, som påfører banken et tab, eller påfører banken en væsentlig administrativ byrde i forbindelse med opfyldelsen – eksempelvis i form af hyppige overtræk.

Example sentence(s):
  • RKI Credit Scoring er en løsning, der gør det muligt for dig at kreditvurdere ud fra et scorekort der baseres på dine data samt data fra RKI registret. RKI Credit Scoring er et unikt scorekort, der baseres på dine data samt informationer fra RKI registret. RKI Credit Scoring betyder, at langt flere virksomheder nu kan få en avanceret credit score løsning med en begrænset investering. - Experian - RKI Credit Scoring  

Explanation:
Metoden er en form for kreditvurdering, der anvendes af banker, men også af andre låneydere, f. eks. mobiltelefonselskaber.
BettinaP
Denmark
Local time: 06:20
Native speaker of: Native in GermanGerman, Native in DanishDanish
PRO pts in category: 4
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149 days   confidence: Answerer confidence 5/5 peer agreement (net): +1
kreditvurdering


Definition from Regnskabsordbogen:
En kreditvurdering er en bedømmelse af en bestemt persons eller virksomheds økonomiske forhold med det formål at vurdere om, og i givet fald i hvilket omfang, det er tilrådeligt at yde denne person eller virksomhed kredit.

Example sentence(s):
  • Irland mistede sin AAA kreditvurdering den 30. marts og med den seneste nedgradering understreges de enorme problemer og udfordringer som den irske økonomi står over for. "Kreditvurderingen kan blive sænket igen, hvis værdien af aktiver i det irske banksystem bliver forværret i et hurtigere tempo end vi forventer," lyder det fra S&P. - Børsen  

Explanation:
Term desuden fundet i dansk-engelsk økonomisk ordbog
Anette Jakobsen
Denmark
Local time: 06:20
Native speaker of: Native in DanishDanish

Votes in favor of/against selecting this as the best translation of the term asked
Yes  andres-larsen: www.denstoredanske.dk/..../kreditvurdering -
302 days
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