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English to French translations [Non-PRO] Marketing - Finance (general)
English term or phrase:Mortgage offset
Type of Mortgage that rewards the client by offering a lower interest rate for those who have high savings in the same institution
Sentence : The HSBC Direct Offset Mortgage does exactly that – rewards the high balance in your HSBC Direct Online Savings Account by lowering your interest payments and shortening your mortgage term. Every month, your interest payment will be calculated on the outstanding principle minus the balance you hold in Savings. You only pay interest on the difference! The higher your Online Savings balance, the faster you payoff your mortgage and lower your overall interest payment.
Merci pour votre aide... j'avais pensé à "hypothèque compensée" mais je ne suis pas certaine