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good claims record

German translation: positiver Schadensverlauf


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:good claims record
German translation:positiver Schadensverlauf
Entered by: Cornelia Schmidt
Options:
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11:38 Mar 29, 2009
English to German translations [PRO]
Bus/Financial - Insurance
English term or phrase: good claims record
Das geht aus dem Schreiben einer Versicherungsgesellschaft an einen Versicherungsnehmer hervor:

...we have seen that the insurance premium has varied over the years according to the cost of the initially selected product, which in the beginning was affected by a *good claims record* that gave rise to an appreciable reduction in the premium...

Wie wäre denn die deutsche Entsprechung?
Cornelia Schmidt
Local time: 10:27
positiver Schadensverlauf
Explanation:
bei Versicherungen bedeutet das, dass die Prämieneinnahmen die Schäden deutlich übersteigen
Selected response from:

Hans G. Liepert
Switzerland
Local time: 10:27
Grading comment
Vielen Dank, Hans!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3positiver Schadensverlauf
Hans G. Liepert
3 +1positive Schadensbilanz
Goldcoaster
4 -1Schadenfreiheitsrabatt
Spud Murphy
1geringe Schadenbelastung
kbamert


  

Answers


6 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
positiver Schadensverlauf


Explanation:
bei Versicherungen bedeutet das, dass die Prämieneinnahmen die Schäden deutlich übersteigen

Hans G. Liepert
Switzerland
Local time: 10:27
Specializes in field
Native speaker of: Native in GermanGerman
PRO pts in category: 372
Grading comment
Vielen Dank, Hans!

Peer comments on this answer (and responses from the answerer)
agree  LegalTrans D
23 mins
  -> danke, Volkmar

agree  Annette Scheler
38 mins
  -> danke, Annette

agree  Katja Schoone
7 hrs
  -> danke
Login to enter a peer comment (or grade)

11 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
positive Schadensbilanz


Explanation:
Schadensbilanz die sich zu Gunsten eines Bonus auswirken kann

Goldcoaster
Switzerland
Local time: 10:27
Native speaker of: Native in EnglishEnglish, Native in GermanGerman
PRO pts in category: 45

Peer comments on this answer (and responses from the answerer)
agree  KARIN ISBELL
6 hrs
  -> Danke, Karin
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35 mins   confidence: Answerer confidence 1/5Answerer confidence 1/5
geringe Schadenbelastung


Explanation:
...

kbamert
Local time: 10:27
Specializes in field
Native speaker of: German
PRO pts in category: 93
Login to enter a peer comment (or grade)

1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
Schadenfreiheitsrabatt


Explanation:
good claims record sounds a bit unusual, either there are no claims or the policy holder makes claims. I would interpret this as "a no claims bonus" i.e. a reduction in the next annual premium.

Spud Murphy
Germany
Local time: 10:27
Specializes in field
Native speaker of: Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
neutral  Hans G. Liepert: Schadensfreiheitsrabatt gibt es auch bei gemeldeten Schäden, solange eben der Schadensverlauf noch positiv ist, in D wirst Du zB nach einem Schaden u.U. nur zurückgestuft - der Schadensfreiheitsrabatt selbst ist es aber nicht (record ist kein Bonus)
1 hr

disagree  lisa23: definitiv nein
2 hrs
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