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English to Hungarian translations [PRO]
Bus/Financial - Insurance / insurance premium | | English term or phrase: premium finance company | Kedves Mindenki,
A "premium finance company" kifejezés fordításához szeretnék segítséget kérni.
A szövegkörnyezete:
One reason that insurance premiums are offered as pay-as-you-go to even poor credit businesses and individuals is that there is always a prepaid balance. Once the insured falls behind in the amount paid versus the amount earned, the policy is canceled. In short, the premium finance company takes little risk and may offer financing at reasonable rates as a result.
Köszönöm előre is,
Üdvözlettel,
Bori |
| boriboKudoZ activityQuestions: 23 (none open) ( 1 closed without grading) Answers: 0
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| | biztosítás-hitelező / biztosítás-finanszírozó cég | Explanation:
Tudtommal magyarul erre nincs bevett szakkifejezés, sőt nem is hiszem, hogy itthon vannak erre specializálódott cégek.
A premium az ugye biztosítási díj, de az itt simán elég a biztosítás-hitelező vagy biztosítás-finanszírozó verziók egyike.
Bár a Wikipedia nem mindig jó referencia, de a premium financing témája kivételesen jól használható és valós információkat ad meg:
http://en.wikipedia.org/wiki/Premium_Financing
Premium Financing involves the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by third party finance entity known as a "Premium Financing Company"; however insurance companies and brokerages occasionally provide premium financing services. [1]
To finance a premium, the individual or company requesting insurance must sign a premium finance agreement with the premium finance company. The loan arrangement may last from one year to the life of the policy. The premium finance company then pays the insurance premium and bills the individual or company, usually in monthly installments, for the cost of the loan.
http://www.premiumfinanceanalyst.com/
Life Insurance Premium Financing
Did you know that you can obtain premium financing on a new or existing life insurance policy? As life insurance can be an integral part of any financial plan you may be able to obtain a new life insurance policy and have the premiums paid by a premium finance company.
Have you considered the opportunity to have your premiums paid for by a premium finance company?
You may be able to obtain a new life insurance policy and have the premiums paid through a life insurance premium financing program. Many seniors have taken the opportunity to finance a new life insurance policy as part of their financial plans, present and future. By borrowing to make premium payments, insureds may have the ability to obtain new policies without depleting cash reserves or investments while attaining their full insurability which includes illiquid assets such as real estate. There are a number of premium finance companies in the marketplace competing to finance new (and existing) life insurance policies and provide a valuable service to the senior market. |
| Selected response from:
  Katalin Szilárd
Hungary
Local time: 01:46
| Grading comment Thank you for your help.
4 KudoZ points were awarded for this answer |
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The translation workplace 
peer agreement (net): +4
