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credit scoring

Japanese translation: クレジットスコアリング

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:credit scoring
Japanese translation:クレジットスコアリング
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11:54 Feb 17, 2009
English to Japanese translations [PRO]
Bus/Financial - Finance (general)
Additional field(s): Real Estate
English term or phrase: credit scoring
Definition from Investopedia:
A statistical analysis performed by lenders and financial institutions to access a person's credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit.

Example sentence(s):
  • If you have an existing credit card, the issuer is likely to look at your credit score to decide whether to increase your credit line -- or charge you a higher interest rate, according to a credit scoring study by the Consumer Federation of America and the National Credit Reporting Association. Bankrate, Inc.
  • Credit scoring uses, where available, information from a bank's own records and may include data received from credit reference agencies. British Bankers' Association
  • Credit scoring has been used by some creditors, particularly credit card issuers, for many years as a tool in making credit decisions. Mortgage lenders, however, have only recently begun using credit scoring to decide whether to make a loan and at what price. Federal Trade Commission
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This question was created by:
Enrique
Enrique
Argentina


This question is closed

クレジットスコアリング
Definition:
クレジットカードやローンなどの申込者が与信に値するかどうかを決める方法です。
口座が適切に運用できるかどうかの可能性を予測する統計モデルに基づいて行われます
Selected response from:

william taylor
Japan
Grading comment
4 KudoZ points were awarded for this answer

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Summary of translations provided
5 +2クレジットスコアリング
william taylor


Discussion entries: 2





  

Translations offered


2 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +2
クレジットスコアリング


Definition from 消費者金融用語辞典:
クレジットカードやローンなどの申込者が与信に値するかどうかを決める方法です。
口座が適切に運用できるかどうかの可能性を予測する統計モデルに基づいて行われます

Example sentence(s):
  • クレジットスコアリングとは、統計的モデルに基づいて企業又は個人の信用度を点数化し、融資可否を迅速かつ中立的に判断するシステムをいいます。 - ローン大辞典  
william taylor
Japan
Native speaker of: English
PRO pts in category: 20

Votes in favor of/against selecting this as the best translation of the term asked
Yes  Yasutomo Kanazawa
71 days

Yes  Minoru Kuwahara
210 days
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