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English to Polish translations [PRO]
Bus/Financial - Finance (general) | | English term or phrase: Survivor Pop-up Annuity | | Benefit form |
| kate asterKudoZ activityQuestions: 38 (none open) ( 6 closed without grading) Answers: 115
United States
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1 day5 hrs confidence:   | survivor pop-up annuity dożywotnia renta wynikająca ze śmierci uposażonego
Explanation:
plus koniecznie w nawiasie angielski termin, bo w Polsce nie ma dokładnych odpowiedników tych rozwiązań emerytalnych
Ogólnie chodzi o to, że można wykupić dożywotnią rentę z opcją świadczenia dla uposażonego (zwykle współmałżonka), które ów standardowo dostaje po śmierci właściciela. W sytuacji gdy uposażony umrze przed właścicielem, od następnego m-ca renta 'przeskakuje' (czyli de facto wzrasta) do opcji podstawowego świadczenia jak dla pojedynczego rentobiorcy (czyli jak gdyby opcja uposażonego nie została uprzednio wybrana). Pop-up to dodatkowa opcja, którą można wykupić- bez niej po śmierci uposażonego przypisana mu (uposażonemu) procentowa część renty przepada.
Np:
- If you elected a joint-and-survivor annuity and your beneficiary dies while you are receiving your benefit, your monthly benefit will continue unchanged and no survivor benefits will be payable upon your death.
- If you elected the joint-and-50% survivor "pop-up" annuity and your beneficiary dies while you are receiving your benefit, your benefit will increase to the straight-life annuity amount.
http://www.pbgc.gov/wr/benefits/payments/your-pbgc-benefit-o...
Pop-Up Joint and Survivor Benefit.
If you select the Pop-Up Joint and Survivor Annuity option and your Spouse predeceases you after your benefits commence, your benefit will revert, effective the first of the month following your Spouse’s death, to the amount you would have received had you selected the Single Life Pension. In order to provide a Pop-Up benefit in the event of the death of your Spouse, there is a higher actuarial reduction applied to your benefit than would otherwise apply if you had elected a Joint and Survivor Annuity without the Pop-Up feature.
http://www.eisb.org/html/pspd0520.htm
|  Marta Williams
United Kingdom
Local time: 20:18
Specializes in field
Native speaker of:  Polish
PRO pts in category: 20
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The translation workplace 
