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negative collateral gap

Portuguese translation: garantia colateral suficiente ou sem defasagem

03:02 Apr 23, 2008
English to Portuguese translations [PRO]
Bus/Financial - Other
English term or phrase: negative collateral gap
Defasagem Negativa de Caução?? Há alguma tradução mais usual?
•Transactions that present a ***negative collateral gap*** might present a strong recommendation from Commercial Area and/or other guarantees in order to minimize this gap.
Lincoln Carvalho
Brazil
Local time: 12:35
Portuguese translation:garantia colateral suficiente ou sem defasagem
Explanation:
The Collateral Gap: An Asset's Value is in the. Eye of the Beholder. Collateral gap occurs when the value of assets used. as collateral inadequately secures ...
www.p2pays.org/ref/40/39987.pdf

Ao emprestar dinheiro, os bancos exigem [garantias] colaterais que possam ... Pessoas que possuam suficiente garantia colateral podem obter empréstimos e ...
resistir.info/financas/secrets_of_money_p.html - 72k -
Selected response from:

Illa Karina Rocha
Brazil
Local time: 12:35
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +1garantia colateral suficiente ou sem defasagem
Illa Karina Rocha
4diferença negativa na garantia colateral
Andrea Munhoz
4garantia insuficiente
Roberto Cavalcanti
4 -1garantia de auto-proteção garantida(GAP) negativa
Marcos Antonio
3garantia de auto-proteção colateral negativa
César Moreira


  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
garantia colateral suficiente ou sem defasagem


Explanation:
The Collateral Gap: An Asset's Value is in the. Eye of the Beholder. Collateral gap occurs when the value of assets used. as collateral inadequately secures ...
www.p2pays.org/ref/40/39987.pdf

Ao emprestar dinheiro, os bancos exigem [garantias] colaterais que possam ... Pessoas que possuam suficiente garantia colateral podem obter empréstimos e ...
resistir.info/financas/secrets_of_money_p.html - 72k -

Illa Karina Rocha
Brazil
Local time: 12:35
Native speaker of: Portuguese
PRO pts in category: 103

Peer comments on this answer (and responses from the answerer)
agree  Olivia Pimen (X): Agree
45 mins
  -> Olivia, obrigada!
neutral  Andrea Munhoz: Desculpe Illa, mas a sua sugestão está ignorando um ponto importante a ser considerado no contexto: 'in order to minimize this gap'
8 hrs
  -> Andrea, apesar de saber que o sentido da minha tradução está correto, o final da frase fica difícil de relacionar. Eu mesma optaria em usar o termo sugerido pelo Lincoln (defasagem) negativa na garantia colateral/a fim de minimizar a defasagem.
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6 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
garantia de auto-proteção garantida(GAP) negativa


Explanation:
Sug.

Acredito que possa ser isto.

-GAP is an acronym for Guaranteed Auto Protection, and it
covers risk exposure that almost all of the customers have at the
inception of their loans.

Marcos Antonio
Local time: 12:35
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 518

Peer comments on this answer (and responses from the answerer)
disagree  Illa Karina Rocha: garantia de auto-protecao garantida??? Quando leio isso, ainda mais com o negativa na frente entendo que a garantia de auto-proteção é negativa e creio que o sentido é o contrário.
2 hrs
  -> Concordo com vc. "Garantia e garantida" não estão bem situadas neste texto.
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7 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
garantia de auto-proteção colateral negativa


Explanation:
Concordo com a observação do Marco António mas colocaria desta maneira...

César Moreira
Local time: 16:35
Works in field
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 4

Peer comments on this answer (and responses from the answerer)
neutral  Illa Karina Rocha: Na minha opinião, se a garantia de auto-proteção é negativa, significa a inexistência de garantia. No entanto, creio que o texto se refere à inexistência do colateral gap e, portanto, significaria que a garantia apresentada pela pessoa foi suficiente.
1 hr
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10 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
diferença negativa na garantia colateral


Explanation:
Quando então haverá a necessidade de equilíbrio: 'in order to minimize this gap'

GAP - Is the term used to described differences or imbalances in asset and liability categories or buckets. - http://www.oasismanagement.com/glossary/

Collateral - Is the underlying security, mortgage, or asset for the purposes of securitization or borrowing and lending activities. It is pledged or held in trust. - http://www.oasismanagement.com/glossary/


Andrea Munhoz
Brazil
Local time: 12:35
Native speaker of: Portuguese
PRO pts in category: 52

Peer comments on this answer (and responses from the answerer)
neutral  Illa Karina Rocha: Talvez você esteja certa, mas fica difícil traduzir "gap" duas vezes (como diferença e como garantia).
3 hrs
  -> Na realidade, GAP está como diferença (ver link na minha justificativa); 'collateral' seria garantia (o que na minha sugestão ficou redundante)
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18 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
garantia insuficiente


Explanation:
collateral pode ser um aval ou uma hipoteca, os bens apresentados como garantia são insuficientes, são menores que o valor tomado

Roberto Cavalcanti
Brazil
Local time: 12:35
Native speaker of: Portuguese
PRO pts in category: 458
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