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deferred payment card (charge card)

Romanian translation: card cu plată amânată (card de credit)


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09:03 Nov 20, 2007
English to Romanian translations [PRO]
Bus/Financial - Finance (general)
English term or phrase: deferred payment card (charge card)
... deferred payment cards (charge cards), which do not impose interest, other than for non-compliance with their terms, and for which only fixed service fees that do not vary in relation to the amount spent on such cards are levied.

Am citit puţin şi pe net despre aceste carduri şi cred că am înţeles la ce fel de carduri se referă, dar nu ştiu dacă există un echivalent în română.
Elvira Stoianov
Luxembourg
Local time: 13:10
Romanian translation:card cu plată amânată (card de credit)
Explanation:
Creditul de consum in Europa - incotro? Banci/Asigurari Integrare ...
Exista noi modalitati de obtinere a creditelor: credite in rate, carduri de credit, ***cu plata amanata*** (perioada de gratie), cash credit si facilitati de ...
www.euractiv.ro/.../articles|displayArticle/articleID_9211/... - 59k - În Cache - Pagini similare

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Note added at 56 mins (2007-11-20 09:59:46 GMT)
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De fapt, aşa cum reiese şi din definiţiile de mai jos, "charge card" nu este un sinonim perfect al lui "credit card". Totuşi, caracteristicile sale principale sunt cele ale unui card de credit şi, în lipsa unui termen mai precis, de obicei este redat ca atare. O alternativă propusă într-un curs de la ASE ar fi "card de cheltuieli" (http://www.biblioteca.ase.ro/downres.php?tc=3130). Dacă e să facem un calc după "carte de paiement" propus de Termium i-am putea spune şi "card de plată".

Iar într-un regulament al Băncii Naţionale apare chiar termenul din engleză "charge card". (http://www.cdep.ro/pls/legis/legis_pck.htp_act_text?idt=5263...

Dificil termen. :D

Carduri de credit/de debit/de debit cu overdraft/co-branded/nebancare
***Card de credit (charge card)*** emis in EUR pentru persoane juridice, cu utilizare nationala si internationala, pentru retrageri de numerar si tranzactii la ...
www.carduridecredit.ro/carduri-Credit/5.html - 33k - În Cache - Pagini similare

Enables purchases and spending similar to a credit card but the debt has to be settled in full each month.
www.moneynet.co.uk/glossary/glossary-c-d.shtml

A card that requires a full payment of the charge by the due date. Unlike credit cards, which give borrowers a revolving line of credit and lets them borrow against it, carrying a balance with an agreed-to interest rate, charge cards do not allow carrying a balance and no interest is charged. ...
www.ilw.com/life/relocation/Credit_Glossary.shtm
Selected response from:

Mihai Badea
Grading comment
mulţumesc pentru răspuns şi explicaţii
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +8card cu plată amânată (card de credit)
Mihai Badea
3 +2card de creditandreea irimia
4carte/card de credit pe termen scurt fara dobandaAnca Nitu


  

Answers


5 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +2
card de credit


Explanation:
Deferred payment card ar fi card de plati esalonate. E vorba aici de card de credit.
http://www.granddictionaire.com/btml/fra/r_motclef/index800_...

andreea irimia
Local time: 14:10
Specializes in field
Native speaker of: Native in RomanianRomanian

Peer comments on this answer (and responses from the answerer)
agree  Krisztina Szűcs: deferred payment-plata amanata. Intr-adevar, trebuie se fie card de credit.
8 mins
  -> Multumesc!:)

agree  MMFORREST
4 hrs
  -> Multumesc!

neutral  Anca Nitu: si atunci cum traduceti : credit card? tot carte de credit ? si personal am carti de credit dar plate esalonate nu am efectuat niciodata
12 hrs
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13 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +8
card cu plată amânată (card de credit)


Explanation:
Creditul de consum in Europa - incotro? Banci/Asigurari Integrare ...
Exista noi modalitati de obtinere a creditelor: credite in rate, carduri de credit, ***cu plata amanata*** (perioada de gratie), cash credit si facilitati de ...
www.euractiv.ro/.../articles|displayArticle/articleID_9211/... - 59k - În Cache - Pagini similare

--------------------------------------------------
Note added at 56 mins (2007-11-20 09:59:46 GMT)
--------------------------------------------------

De fapt, aşa cum reiese şi din definiţiile de mai jos, "charge card" nu este un sinonim perfect al lui "credit card". Totuşi, caracteristicile sale principale sunt cele ale unui card de credit şi, în lipsa unui termen mai precis, de obicei este redat ca atare. O alternativă propusă într-un curs de la ASE ar fi "card de cheltuieli" (http://www.biblioteca.ase.ro/downres.php?tc=3130). Dacă e să facem un calc după "carte de paiement" propus de Termium i-am putea spune şi "card de plată".

Iar într-un regulament al Băncii Naţionale apare chiar termenul din engleză "charge card". (http://www.cdep.ro/pls/legis/legis_pck.htp_act_text?idt=5263...

Dificil termen. :D

Carduri de credit/de debit/de debit cu overdraft/co-branded/nebancare
***Card de credit (charge card)*** emis in EUR pentru persoane juridice, cu utilizare nationala si internationala, pentru retrageri de numerar si tranzactii la ...
www.carduridecredit.ro/carduri-Credit/5.html - 33k - În Cache - Pagini similare

Enables purchases and spending similar to a credit card but the debt has to be settled in full each month.
www.moneynet.co.uk/glossary/glossary-c-d.shtml

A card that requires a full payment of the charge by the due date. Unlike credit cards, which give borrowers a revolving line of credit and lets them borrow against it, carrying a balance with an agreed-to interest rate, charge cards do not allow carrying a balance and no interest is charged. ...
www.ilw.com/life/relocation/Credit_Glossary.shtm

Mihai Badea
Specializes in field
Native speaker of: Native in RomanianRomanian
PRO pts in category: 584
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in this pair and field What is ProZ.com Project History(SM)?
Grading comment
mulţumesc pentru răspuns şi explicaţii

Peer comments on this answer (and responses from the answerer)
agree  Iulia Goras: deferred payment - plată amânată; charge card = card de credit (Sursa: Dicţionar economic şi financiar-bancar)
16 mins

agree  Nina Iordache
23 mins

agree  Renata Rusu
1 hr

agree  Iosif JUHASZ
4 hrs

agree  Irina Adams
4 hrs

agree  Ede Lungu: http://financial-dictionary.thefreedictionary.com/charge car... ; http://en.wikipedia.org/wiki/Charge_card
4 hrs

agree  Cristina Moldovan do Amaral
6 hrs

agree  Cristiana Coblis
7 hrs
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10 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
carte/card de credit pe termen scurt fara dobanda


Explanation:
A charge card is a means of obtaining a very short term (usually around 1 month) loan for a purchase. *******It is similar to a credit card, except********* that the contract with the card issuer requires that the cardholder must each month pay charges made to it in full -- there is no "minimum payment" other than the full balance. Since there is no loan, there is no official interest. A partial payment (or no payment) results in a severe late fee (as much as 5% of the balance) and the possible restriction of future transactions and risk of potential cancellation of the card.

http://en.wikipedia.org/wiki/Charge_card

nu stiu daca exista vreun echivalent in lb romana, nu e tocmai o carte de credit cum o arata si definitia..diferenta e ca pe un charge card trebuie platita TOATA suma datorata si nu o suma minima ca pe cartea de credit si nu are dobanda ca orice alta carte de credit




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Note added at 10 hrs (2007-11-20 19:40:45 GMT)
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NOta:
GDT il traduce cu "carte de crédit " in franceza dar e inexact


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Note added at 10 hrs (2007-11-20 19:49:51 GMT)
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ar mai fi o solutie calc dupa "charge account"
anglais
français

charge account
compte courant n. m.
GDT


- carte/card curent(a )

Anca Nitu
Local time: 07:10
Native speaker of: Native in RomanianRomanian
PRO pts in category: 198
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