Romanian translation: credit reînnoibil pentru mijloace circulante
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Mai curand "cheltuieli de exploatare"; creditul este unul de tip revolving (termenul poate fi pastrat in romana), cu alimentare periodica (in functie de sumele retrase deja si de restrictiile impuse de creditor) a contului.
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Revolving credit is a type of credit that does not have a fixed number of payments, in contrast to installment credit. Examples of revolving credits used by consumers include credit cards. Corporate revolving credit facilities are typically used to provide liquidity for a company's day-to-day operations.
 Typical characteristics
The borrower may use or withdraw funds up to a pre-approved credit limit.
The amount of available credit decreases and increases as funds are borrowed and then repaid.
The credit may be used repeatedly.
The borrower makes payments based only on the amount they've actually used or withdrawn, plus interest.
The borrower may repay over time (subject to any minimum payment requirement), or in full at any time.
In some cases, the borrower is required to pay a fee to the lender for any money that is undrawn on the revolver; this is especially true of corporate bank loan revolving credit facilities.
e o linie de credit cu o limita cum zice mai sus foarte asemanatoare cu o carte de credit
Anca Nitu Local time: 08:59 Native speaker of: Romanian PRO pts in category: 198