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premium loading

Romanian translation: majorarea primei ( de asigurare)

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

English term or phrase:	premium loading
Romanian translation:	majorarea primei ( de asigurare)
Entered by:	Olimpiada

Options:
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- Include in personal glossary

17:38 Mar 29, 2009

English to Romanian translations [PRO]
Bus/Financial - Insurance

English term or phrase: premium loading

Premium loadings should be applied where warranted by the driver’s age.

Olimpiada KudoZ activity Questions: 81 (3 open) (1 without valid answers) (4 closed without grading) Answers: 0 Moldova
Local time: 01:17

majorarea primei ( de asigurare)

Explanation:
Domaine(s) : - assurance
prime d'assurance

anglais
français

premium loading
chargement de la prime n. m.
Sous-entrée(s) :
quasi-synonyme(s)
surcharge de la prime n. f.
majoration de la prime n. f.

Selected response from:

Anca Nitu
Local time: 18:17

Grading comment

4 KudoZ points were awarded for this answer

Summary of answers provided

4 +5

majorarea primei ( de asigurare)

Anca Nitu

supliment de prima

Sangro

Answers

21 mins confidence:

peer agreement (net): +5

majorarea primei ( de asigurare)

Anca Nitu
Local time: 18:17
Native speaker of:

Romanian
PRO pts in category: 36

11 hrs confidence:

supliment de prima

Explanation:
Wiki-answers
http://wiki.answers.com/Q/What_is_premium_loading_in_insuran...
"An amount an insurance company adds to the basic premium to cover the expense of securing and maintaining the business. "

"The premium calculated from mortality and interest factors is a net premium, and adjustments, or loadings, will have to be made to arrive at the actual premium chargeable.

The major loading is to cover the expenses of the life office. These would include:

* Salaries of employees
* Commission paid to the sellers of policies
* Costs of office buildings used
* Computer costs
* Medical fees during underwriting

There will also be a safety margin to guard against higher than expected mortality and of course a profit margin. The actuary will have to include all these factors in his loadings to produce the final premium charged"
per
http://life-insurance.themovechannel.com/guides/premiums/pre...

In germana: Prämienzuschlag

Sangro
Local time: 01:17
Works in field
Native speaker of:

English,

Romanian
PRO pts in category: 4

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Romanian translation: majorarea primei ( de asigurare)

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Romanian translation: majorarea primei ( de asigurare)

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KudoZ™ translation helpThe KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.

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