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purchase money mortgage

Romanian translation: ipoteca cu imprumut de la vanzator


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05:54 Mar 27, 2010
English to Romanian translations [PRO]
Bus/Financial - Insurance
English term or phrase: purchase money mortgage
The coverage of this policy shall continue in force as of Date of Policy in favour of the Insured only so long as the Insured holds an indebtedness secured by a purchase money Mortgage given by a purchaser from the Insured.
antonga
Local time: 01:19
Romanian translation:ipoteca cu imprumut de la vanzator
Explanation:
purchase-money mortgage


A home-financing technique in which buyer borrows from the seller instead of, or in addition to, a bank. Sometimes done when a buyer cannot qualify for a bank loan for the full amount. also called seller financing or owner financing.
http://www.investorwords.com/3955/purchase_money_mortgage.ht...
Selected response from:

Anca Nitu
Local time: 18:19
Grading comment
Multumesc!
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +2ipoteca cu imprumut de la vanzatorAnca Nitu
4Ipoteca sumei de achizitionare
ION CAPATINA


  

Answers


2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Ipoteca sumei de achizitionare


Explanation:
Avem aici de a face cu IPOTECA de tip CONVENTIONAL.
"Ipoteca convenţională este aceea care ia naştere din convenţia părţilor, în formele prevăzute de lege (art.1749 alin.2 C.civ.)"
"De aceea, întotdeauna bunul ipotecat trebuie să fie asigurat la o societate de asigurări, iar poliţa de asigurare să fie emisă pe numele beneficiarului ipotecii."
"Ipoteca este un drept real
accesoriu.
Acest drept acordă titularului său posibilitatea de urmărire a bunului în mâinile oricui s-ar afla şi atribuie un drept de preferinţă pentru satisfacerea creanţei sale înaintea celorlalţi creditori."
Paragraful din intrebare la asa ceva se refera, anume la un cumparator de garantie (ipoteca) de la "asigurat", persoana care avea ipoteca si asigurarea acesteia.

Example sentence(s):
  • "Banii datorati prin ipoteca nu pot fi pierduti cand se instraineaza imobilul. Noul cumparator preia ipoteca sumei de achizitionare"

    Reference: http://www.scribd.com/doc/11850921/garantii-gajul-ipoteca
ION CAPATINA
United States
Local time: 17:19
Works in field
Native speaker of: Native in RomanianRomanian

Peer comments on this answer (and responses from the answerer)
neutral  Anca Nitu: vreti sa spuneti ca suma de achizitionare este ipotecata? Cam asta ar insemna, gramatical vorbind expresia de mai sus . Financiar nu are nici un sens, ipoteca este o garantie oferita ca gaj, suma de achizitionare nu poate fi oferita ca gaj
9 hrs
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11 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +2
ipoteca cu imprumut de la vanzator


Explanation:
purchase-money mortgage


A home-financing technique in which buyer borrows from the seller instead of, or in addition to, a bank. Sometimes done when a buyer cannot qualify for a bank loan for the full amount. also called seller financing or owner financing.
http://www.investorwords.com/3955/purchase_money_mortgage.ht...

Anca Nitu
Local time: 18:19
Native speaker of: Native in RomanianRomanian
PRO pts in category: 36
Grading comment
Multumesc!

Peer comments on this answer (and responses from the answerer)
agree  victor ghiculescu
15 hrs
  -> Multumesc

agree  Cosmin Băduleţeanu
19 hrs
  -> Multumesc
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