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effort rate

Romanian translation: ponderea chiriei in venitul net lunar


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:effort rate
Romanian translation:ponderea chiriei in venitul net lunar
Entered by: colliepoly
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12:00 Jun 28, 2010
English to Romanian translations [PRO]
Other / Real Estate
English term or phrase: effort rate
Information to be provided by the entity that will likely be requested by the financing entities to assess cash flow:
12. Effort rates for the last 2 years by tenant and year-to-date
colliepoly
ponderea chiriei in venitul net lunar
Explanation:
"effort rate", termen folosit in cazul inchirierilor, se numeste DTI (debt to income) ratio in cazul creditului ipotecar. Mentionez aceasta deoarece "effort rate" este folosit din ce in ce mai rar, nefiind ... politically correct, si este inlocuit de cel din urma, chiar daca cel din urma inseamna un pic altceva, deoarece se iau in calcul orice tip de datorii ce implica rate lunare (masini, carti de credit, carduri de magazin, etc.).
http://en.wikipedia.org/wiki/Debt-to-income_ratio

Oricum, prin similitudine, in limba romana se numeste ponderea chiriei in venitul net lunar; ponderea ratei in venitul net lunar nu poate depasi 35% din acesta:
http://pa-in.facebook.com/topic.php?uid=32322779175&topic=61...
Selected response from:

mihaela.
Canada
Local time: 08:43
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
5 +1ponderea chiriei in venitul net lunar
mihaela.


  

Answers


2 days8 hrs   confidence: Answerer confidence 5/5 peer agreement (net): +1
ponderea chiriei in venitul net lunar


Explanation:
"effort rate", termen folosit in cazul inchirierilor, se numeste DTI (debt to income) ratio in cazul creditului ipotecar. Mentionez aceasta deoarece "effort rate" este folosit din ce in ce mai rar, nefiind ... politically correct, si este inlocuit de cel din urma, chiar daca cel din urma inseamna un pic altceva, deoarece se iau in calcul orice tip de datorii ce implica rate lunare (masini, carti de credit, carduri de magazin, etc.).
http://en.wikipedia.org/wiki/Debt-to-income_ratio

Oricum, prin similitudine, in limba romana se numeste ponderea chiriei in venitul net lunar; ponderea ratei in venitul net lunar nu poate depasi 35% din acesta:
http://pa-in.facebook.com/topic.php?uid=32322779175&topic=61...

mihaela.
Canada
Local time: 08:43
Native speaker of: Romanian
PRO pts in category: 43

Peer comments on this answer (and responses from the answerer)
agree  · george ·
12 hrs
  -> thanks!
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