02:03 Dec 22, 2011 

In an insurance policy, the deductible (also known as excess in some countries, especially the United Kingdom) is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
http://en.wikipedia.org/wiki/Deductible

In BrE that's the excess, whereas in AmE it's the deductible.
http://separatedbyacommonlanguage.blogspot.com/2010/07/deduc...

23:29 Dec 21, 2011 

Все правильно объясняет коллега nevaeva, kudos, а по-русски это называется "франшизой".

22:09 Dec 21, 2011 

Most insurance policies have “deductibles”. When the insured makes a claim for x1 amount, insurance pays only part of that amount (x2). The difference x1-x2 is the deductible. In this case, YYY provides insurance to XXX, but if claim is made under that insurance, and it was XXX’s fault (or partially XXX’s fault), than XXX must pay the deductible. For example, if Peter allows Paul to drive Peter’s car, and Paul has an accident, damaging the car, then Peter can make a claim to his insurance company, which will pay for the cost of repairing the car, minus the deductible (depending on the insurance, it can be approximately $300-$500). Paul then must pay the remaining amount towards fixing the car.

21:45 Dec 21, 2011 

It should be: ХХХ will be responsible for the deductible portions of any claim filed in respect to insurance provided by УУУ where the claim was caused by or contributed to BY ХХХ and for any deductibles for the insurance provided by ХХХ.