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Underwriting

Spanish translation: suscripción [de seguros]

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10:23 Jan 5, 2012

English to Spanish translations [PRO]
Bus/Financial - Insurance

English term or phrase: Underwriting

What is the correct translation for the term 'underwriting'?

I am translating a brochure for an Insurance Brokers.

Example context - 'with experience in both broking and underwriting'

So far I have found - evaluacion de riesgos/ aseguramiento/ suscripcion.

Thanks in advance.

K_E2011

Spanish translation:suscripción [de seguros]

Explanation:
Simplemente.

Selected response from:

Alistair Ian Spearing Ortiz
Local time: 11:49

Grading comment

Selected automatically based on peer agreement.
4 KudoZ points were awarded for this answer

Summary of answers provided

4 +7

suscripción [de seguros]

Alistair Ian Spearing Ortiz

5 +1

suscripción de riesgos

kleiva

4 +2

análisis y evaluación de riesgos

Luisa Ramos, CT

Summary of reference entries provided

suscripción de riesgos (risk underwriting)

kleiva

Answers

3 mins confidence:

peer agreement (net): +7

underwriting

suscripción [de seguros]

Explanation:
Simplemente.

Alistair Ian Spearing Ortiz
Local time: 11:49
Native speaker of:

Spanish,

English
PRO pts in category: 44

Grading comment

Selected automatically based on peer agreement.

2 hrs confidence:

peer agreement (net): +2

underwriting análisis y evaluación de riesgos

Explanation:
Esto en el mundo de los seguros. Su función consiste en evaluar los riesgos que presenta el posible asegurado y aprobar o no que se suscriba la póliza que el vendedor propone.
http://www.investopedia.com/articles/financialcareers/08/ins...

En este caso, "broking and underwriting" yo lo traduciría como "corretaje y análisis de riesgos de pólizas de seguro".

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Note added at 2 hrs (2012-01-05 12:32:40 GMT)
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Vale decir que, por lo general, no trabajan juntos. El corredor representa o tiene contrato con una o más aseguradoras, el analista de riesgos es empleado de la aseguradora. El corredor vela por los intereses del asegurado (y por su comisión); el analista vela por los de la aseguradora.

--------------------------------------------------
Note added at 2 hrs (2012-01-05 12:37:32 GMT)
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Por eso es que las pólizas se presentan para aprobación. Lo vemos en el caso de los seguros de vida personales. El vendedor puede proponer un seguro de vida de 1 millón de dólares, pero siempre dirá que hay que enviarlo para aprobación. El analista de riesgos de la empresa aseguradora que avala la póliza estudiará la historia clínica, las respuestas al cuestionario y decidirá si el candidato a asegurado tiene posibilidades de vivir muchos años, en cuyo caso aprobará la póliza.

Luisa Ramos, CT
United States
Local time: 05:49
Specializes in field
Native speaker of:

Spanish,

English
PRO pts in category: 61

2 days7 hrs confidence:

peer agreement (net): +1

underwriting suscripción de riesgos

Explanation:
That is the term used by the largest insurance company in Spain and Latin America. See my reference entry.

kleiva
Local time: 04:49
Native speaker of:

English,

Spanish

Reference comments

18 hrs peer agreement (net): +1

Reference: suscripción de riesgos (risk underwriting)

Reference information:
Según MAPFRE, quienes se identifican como la compañía de seguros número 1 en España y Latinoamérica:
"Es el conjunto de acciones encaminadas a la aceptación de un riesgo por la aseguradora, según unas condiciones y un precio (prima del seguro)."

Reference: http://www.mapfre.com/wdiccionario/terminos/vertermino.shtml...

kleiva
United States
Native speaker of:

English,

Spanish

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Underwriting

Spanish translation: suscripción [de seguros]

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Underwriting

Spanish translation: suscripción [de seguros]

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