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French to English translations [PRO]
Bus/Financial - Insurance / Insurance | | French term or phrase: assurance responsabilité civile exploitation | reference to an insurance contract in the context of a maintenance agreement. The full context is a question as to whether the company has "évidence de leur contrat d'assurance R.C;. professionnelle et contrat assurance R.C. exploitation"? I know that we are talking about professional civil liability insurance in the first instance, but how do I translate the "exploitation" in the second?
Is this an insurance that applie to the organization? Is there a standard English translation for this term? |
| | | operational/general third party liability insurance | Explanation:
or operational/general public liability policy.
Such a policy covers any liability that the insured may incur towards third parties resulting from their normal business operations and ownership of buidlings, signs, etc. The word "operational" is often omitted or replaced by "general".
The correct translation of "assurance R.C. professionnelle" is professional INDEMNITY insurance, which covers any financial damages resulting from errors or omissions committed by the insured, which will vary depending on the insured's precise occupation. Such cover is normally excluded under the operational/general third party liability coverage.
Twenty + years in international insurance.
HTH
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Note added at 2002-02-08 18:42:56 (GMT)
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I forgot to mention that the professional indemnity cover only applies to errors or omissions that affect a third party rather than the insured! |
| Selected response from:
  Paul Stevens
Local time: 21:19
| Grading comment I appreciate all the responses, but this was a great explanation, especially the added note about professional indemnity insruance. Can't beat 20+ years of expreience in international insurance as a reference either! Thank you for your help!
4 KudoZ points were awarded for this answer |
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| Discussion entries: 0 |
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Automatic update in 00:
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21 mins confidence:   peer agreement (net): +2 operational civil liability insurance
Explanation:
"assurance d'exploitation = operational insurance"
Source : Lexique Risque Assurance Réassurance, SPE Française.
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Note added at 2002-02-08 19:24:45 (GMT)
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\"third party operational insurance\"
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