par sinistre
English translation: per loss
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| 19:54 Aug 27, 2008 |
| French to English translations [PRO] Bus/Financial - Insurance | |||||||
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|  Selected response from: rkillings United States Local time: 15:38 | ||||||
Grading comment
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| 4 +1 | per loss event |
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| 4 +1 | per claim (filed) |
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| 3 +1 | depends, anything goes, as you see fit |
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| 4 | per occurrence (insured) |
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| Discussion entries: 3 | |
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Answers
51 mins confidence: 
peer agreement (net): +1
peer agreement (net): +1depends, anything goes, as you see fit Explanation: Apart from where specific items are insured, with a cap "per item", I should think "per claim" would be the most general. Purchase Security coverage (Coverage is limited to $10000 PER CLAIM and $50000 per cardmember) is excess coverage and is underwritten by Indemnity Insurance ... https://www.citicards.com/cards/wv/copy.do?screenID=1265 Cover for works of art, pictures, tapestries, rugs and antiques is limited to a maximum of $10,000 PER ITEM and in total 50% of the Contents sum insured, whilst at your B & B. When these items are temporarily removed, cover is limited to $10,000 PER ITEM and $50,000 in total, unless specified on this proposal form and a valuation attached. http://www.bandbinsurance.com.au/documents/Bed & Breakfast P... All professional liability insurance policies include limits of liability that consist of an amount of coverage PER CLAIM and a total amount of coverage (or ... www.massnurses.org/News/2005/11/massnurse4.htm 1. COVERAGE B: Up to $10000 PER CLAIM per Insured Coverage for criminal ... www.tmea.org/012_Membership_Info/insurance_info_r.htm Up to $10000 PER CLAIM, per insured, limited to $5000 per insured for claims ... www.cht.org/images/chtdocs/CHTinsurance.pdf Property Damage to Borrowed Equipment, Up to $10000 PER “OCCURRENCE” ... www.markelrisksolutions.com/Agent Manual/Coverages.htm More expensive items can be ‘specified’ up to $10000 PER ITEM, ... https://www.scti-online.co.nz/ftpublic/faq.aspx Much will depend how "claim" is used and/or defined elsewhere. If my art gallery is robbed, I might make one "claim" for all the "items" stolen. Presumably my policy may specify a cap per item and a cap for all the items concerned by a single event. -------------------------------------------------- Note added at 1 hr (2008-08-27 21:03:43 GMT) -------------------------------------------------- "Anything goes" being relative, of course, should that not have been obvious. |
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3 hrs confidence: peer agreement (net): +1
peer agreement (net): +1per loss event Explanation: per circumstance that gives rise to loss and hence to claim(s). Common term. It is true that in English we tend to say 'claim' where in French the word is 'sinistre' (meaning 2 of which is 'fait dommageable dont un assuré réclame l'indemnisation'), and often the distinction between loss and claim is irrelevant. IMO, however, 'sinistralité' is *loss* experience, not claims experience. The insurer always wants to know what losses have been incurred in the past from the relevant perils, whether or not those losses were insured and claimed. |
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2 hrs confidence: peer agreement (net): +1
peer agreement (net): +1per claim (filed) Explanation: Hello, The French is saying more on the lines of "per damage claim", but we just usually say "per claim". XX, 000: This the limit that can be paid out in "garantie 1, 11 and 111." Yes, some "damaging" event has occurred, but that's not how we'd express the idea of "sinistre" in English. I never saw "per event" before, have you? It's simply a claim. sinistre = claim Can you say "faire une demande de sinistre" in French? To file a claim? I hope this helps. -------------------------------------------------- Note added at 4 hrs (2008-08-28 00:12:51 GMT) -------------------------------------------------- filing a claim means that a some loss or damage has occurred. We are less direct in French about the reality of this negative situation: LOL. We just can't say "per damage or loss incurred" -- at all. |
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Notes to answerer
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6 hrs confidence:
per occurrence (insured) Explanation: .. |
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