assurance maladie / mutuelle complémentaire - medical insurance / supplementary health insurance ( translation glossary) Health insurance,Insurance,

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)

French term or phrase:	assurance maladie / mutuelle complémentaire
English translation:	medical insurance / supplementary health insurance
Entered by:	Parrot

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4:40pm Nov 13, 2003

French to English translations [PRO]
Insurance / Health insurance

French term or phrase: assurance maladie / mutuelle complémentaire

The sentence: "Le travailleur bénéficiera d’une assurance maladie prise en charge par l’employeur, ainsi que d’une mutuelle complémentaire." I had begun with "health insurance", but this seems to me a bit too complicated to be covered by that, and I'm not at all familiar with the system.

Parrot

KudoZ activity
Questions: 1280 (5 open)
Answers: 10325

Spain

Clarification request(s) and response

Parrot (asker): 4:55pm Nov 13, 2003: Oops. Sorry, I'll be more specific. - This is for Freetown, Gabon. I'll check about state health insurance there.
xxxCMJ_Trans: 5:00pm Nov 13, 2003: probably based on the French system but.... -
Parrot (asker): 5:14pm Nov 13, 2003: Trying to approximate as of 2002 - but not doing too well. So expats still have to rely on private insurance.

supplementary mutual insurance

Explanation:
...

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Note added at 8 mins (2003-11-13 16:48:36 GMT)
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Employees will be covered by health insurance paid for by their employer and by supplementary health insurance.

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Note added at 19 mins (2003-11-13 16:59:42 GMT)
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I don\'t see how \"l\'assurance maladie prise en charge par l\'employeur\" could be the social security insurance, since employees also contribute to it. Is this in France?

Selected response from:

lenkl
France

Note from asker to answerer

Thanks! Reading was correct and gave me the clue, though it wasn't a straight hit. This is a special contract for expats. The company HAS TO PAY SS, but in addition, will provide private MEDICAL INSURANCE AND SUPPLEMENTARY HEALTH INSURANCE, since subject is working in Africa.
2 KudoZ points were awarded for this answer

Summary of answers provided

4 +1

state sickness benefits and complementary private insurance

xxxCMJ_Trans

supplementary mutual insurance

lenkl

supplementary coverage

Marc Van Gastel

private health cover

St�phanie -

complementary health policy

Clive Jones

Answers

7 mins confidence:

private health cover

Explanation:
Le système anglais est différent du système français et il n'y a ici pas vraiment d'équivalence. Au Royaume-Uni, les mutuelles n'existent pas. Il y a un système à deux vitesses : soit le NHS (où tout est pris en charge par le gouvernement) soit les assurances privées (où des personnes/sociétés paient pour des soins)

St�phanie -
United Kingdom
Native speaker of:

French

9 mins confidence:

peer agreement (net): +1

state sickness benefits and complementary private insurance

Explanation:
what happens is that you HAVE to subscribe to the "social security" (sécurité sociale) scheme if you are officially employed. This only reimburses you part of your medical expenses. On top of that, many companies offer their staff a more or less voluntary top up scheme. "Mutuelle" refers to the fact that these schemes are usually managed by private mutual insurance companies. The nearest UK equivalent would be BUPA ........ These complementary schemes are usually mandatory for management categories...

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Note added at 2003-11-13 16:50:28 (GMT)
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complementary = supplementary - half asleep - end of long day

xxxCMJ_Trans
France
Native speaker of:

English
PRO pts in category: 80

11 mins confidence:

supplementary coverage

Explanation:
In addition to the compulsory primary health insurance. In this context, coverage suffices since it is obviously within the context of insurance.

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Note added at 2003-11-13 16:54:14 (GMT)
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assurance maladie is just \"health insurance\"

in total \"health insurance/supplementary coverage\"

Marc Van Gastel
Belgium
Specializes in field
Native speaker of:

Dutch
PRO pts in category: 12

16 mins confidence:

assurance maladie / mutuelle complémentaire complementary health policy

Explanation:
"The employee will have the benefit of health insurance provided by the employer as well as a complementary health policy".
As far as I remember, an employer can pay for private health but is also obliged to pay into the State system (in France). The State will reimburse 75% of medical expenses to the employee and the remaining 25% will be paid by a (voluntary) extra policy. This ensures 100% cover. Usually the complementary policy has to be paid by the employee so if I have it right, this is a good deal!

Clive Jones
United Kingdom
Native speaker of:

English

6 mins confidence:

assurance maladie / mutuelle complémentaire supplementary mutual insurance

Explanation:
...

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Note added at 8 mins (2003-11-13 16:48:36 GMT)
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Employees will be covered by health insurance paid for by their employer and by supplementary health insurance.

--------------------------------------------------
Note added at 19 mins (2003-11-13 16:59:42 GMT)
--------------------------------------------------

I don\'t see how \"l\'assurance maladie prise en charge par l\'employeur\" could be the social security insurance, since employees also contribute to it. Is this in France?

lenkl
France
Specializes in field
PRO pts in category: 32

Note from asker to answerer

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French: assurance maladie / mutuelle complémentaire

English translation: medical insurance / supplementary health insurance