French: capacité d'épargne absolueEnglish translation: maximum saving ability KudoZ The KudoZ network provides a framework for translators ... More |
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| GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | | French term or phrase: | capacité d'épargne absolue | | English translation: | maximum saving ability |
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French to English translations [PRO] Bus/Financial - Investment / Securities / investments | | French term or phrase: capacité d'épargne absolue | | Again, in discussing a client's investment needs, the counselor will seek to know the client's "capacité d'épargne absolue". Is there a common English phrase for this? |
| | | Maximum saving ability | Explanation: capacité d'épargne = saving ability
It is the percentage of your income (whether monthly or globally for a year) that you can allow yourself to take out and not use for spending or taxes. Instead this money is set aside for savings.
It is one of the criteria for entering into a formula for selecting the best investment profile and help an investor select for instance the best retirement plan.
See ref. (1)under retirement plan.
It's not the same as investment ability. Investment ability is the extent to which it is possible to invest in a project and you may not have the matching saving ability to provide funding, so you (typically governments) may need to take loans to fund the gap. See page 7 in ref (2) for the difference. |
| Selected response from: Carole Muller Denmark
| Note from asker to answererExcellent explanation and references. Thank you very much. 4 KudoZ points were awarded for this answer |
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| Maximum saving ability
Explanation: capacité d'épargne = saving ability
It is the percentage of your income (whether monthly or globally for a year) that you can allow yourself to take out and not use for spending or taxes. Instead this money is set aside for savings.
It is one of the criteria for entering into a formula for selecting the best investment profile and help an investor select for instance the best retirement plan.
See ref. (1)under retirement plan.
It's not the same as investment ability. Investment ability is the extent to which it is possible to invest in a project and you may not have the matching saving ability to provide funding, so you (typically governments) may need to take loans to fund the gap. See page 7 in ref (2) for the difference.
Reference: http://tomrogers.net/fp3.htm Reference: http://www.worldbank.org/research/growth/pdfiles/ghost.pdf
| | Note from asker to answerer| Excellent explanation and references. Thank you very much. |
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