preauthorized debit
Explanation: or pre-authorized debit (Termium)
A method of making recurring payments under which a debtor authorizes his bank to debit his account upon receipt of a direct debit request by his creditor.
includes direct debit
HOWEVER, in "real life" - "direct payment", "automatic withdrawal" seem to be very much in use (at least with Cdn. and Am. banks)- context is everything as usual ;o)
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