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PV FV PMT

English translation: present value, future value, payment

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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
German term or phrase:PV FV PMT
English translation:present value, future value, payment
Entered by: Claire Cox
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18:43 May 17, 2005
German to English translations [PRO]
Bus/Financial - Finance (general) / leasing
German term or phrase: PV FV PMT
From a leasing proposal

Total Refinanzierungsaufwand
PV 100, FV 0, i 1.5%, PMT 2.145%

Sorry to group all these terms together, but they're obviously related so it seemed more sensible to lump them as one question.

Any suggestions gratefully received!
Claire Cox
United Kingdom
Local time: 08:53
present value, future value
Explanation:
PV or Present Value is the amount you start with, FV or Future Value is what is left at the end. For a normal loan, the PV is the amount of the loan you receive and is positive because you get it. The FV is zero because it will be completely paid off at the end

http://www.nca-corp.com/Napier/General Loan.htm

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Note added at 7 mins (2005-05-17 18:51:10 GMT)
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and i = rate, PMT = payment, I believe.
http://www.eiu.edu/~dmcgrady/bus3710/assign/excel_functions....

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Note added at 8 mins (2005-05-17 18:52:27 GMT)
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PMT Help
Assistance > Excel 2003 > Working with Data > Function Reference > Financial Functions

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Calculates the payment for a loan based on constant payments and a constant interest rate.

Syntax

PMT(rate,nper,pv,fv,type)

For a more complete description of the arguments in PMT, see the PV function.

Rate is the interest rate for the loan.

Nper is the total number of payments for the loan.

Pv is the present value, or the total amount that a series of future payments is worth now; also known as the principal.

Fv is the future value, or a cash balance you want to attain after the last payment is made. If fv is omitted, it is assumed to be 0 (zero), that is, the future value of a loan is 0.

Type is the number 0 (zero) or 1 and indicates when payments are due.


http://office.microsoft.com/en-us/assistance/HP052092151033....
Selected response from:

Armorel Young
Local time: 08:53
Grading comment
Thanks Armorel - I do wish they'd consistently use either German or English abbreviations in the same text - all very confusing!
4 KudoZ points were awarded for this answer

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Summary of answers provided
4 +2present value, future value
Armorel Young


  

Answers


4 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
present value, future value


Explanation:
PV or Present Value is the amount you start with, FV or Future Value is what is left at the end. For a normal loan, the PV is the amount of the loan you receive and is positive because you get it. The FV is zero because it will be completely paid off at the end

http://www.nca-corp.com/Napier/General Loan.htm

--------------------------------------------------
Note added at 7 mins (2005-05-17 18:51:10 GMT)
--------------------------------------------------

and i = rate, PMT = payment, I believe.
http://www.eiu.edu/~dmcgrady/bus3710/assign/excel_functions....

--------------------------------------------------
Note added at 8 mins (2005-05-17 18:52:27 GMT)
--------------------------------------------------

PMT Help
Assistance > Excel 2003 > Working with Data > Function Reference > Financial Functions

Show All
Hide All
Calculates the payment for a loan based on constant payments and a constant interest rate.

Syntax

PMT(rate,nper,pv,fv,type)

For a more complete description of the arguments in PMT, see the PV function.

Rate is the interest rate for the loan.

Nper is the total number of payments for the loan.

Pv is the present value, or the total amount that a series of future payments is worth now; also known as the principal.

Fv is the future value, or a cash balance you want to attain after the last payment is made. If fv is omitted, it is assumed to be 0 (zero), that is, the future value of a loan is 0.

Type is the number 0 (zero) or 1 and indicates when payments are due.


http://office.microsoft.com/en-us/assistance/HP052092151033....


Armorel Young
Local time: 08:53
Native speaker of: Native in EnglishEnglish
PRO pts in category: 115
Grading comment
Thanks Armorel - I do wish they'd consistently use either German or English abbreviations in the same text - all very confusing!

Peer comments on this answer (and responses from the answerer)
agree  Ted Wozniak
19 mins

agree  Darin Fitzpatrick: Exactly
53 mins
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