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Betriebshaftplicht-Versicherung

English translation: commercial liability insurance


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
German term or phrase:Betriebshaftplicht-Versicherung
English translation:commercial liability insurance
Entered by: Jon Fedler
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11:26 Dec 6, 2005
German to English translations [PRO]
Bus/Financial - Insurance
German term or phrase: Betriebshaftplicht-Versicherung
The above is the title of a Swiss insurance policy I received to translate


However the attachment that came with it is labeled 'Third Party Liability'. Are these terms interchangeable (points for yes/no and explanation- if that's okay with the scrutineers!)
Jon Fedler
Local time: 11:28
commercial liability insurance
Explanation:
Other translations that I have found include "business liability insurance" and "employer's liability insurance".

The term "third party liability insurance" is actually used most often as a catch-all name for "Haftpflichtversicherung." I regularly abbreviate it and simply call it "liability insurance" precisely because of words like "Betriebshaftpflichtversicherung," which is a particular type of liability insurance for companies used to insure the risk of claims asserted by third parties (hence the term "third party...").

At least that is how I see it. :-)
Selected response from:

Derek Gill Franßen
Germany
Local time: 10:28
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
2 +5commercial liability insurance
Derek Gill Franßen
3public liability insurance
Brigitta Lange
2professional risk indemnity insurancexxxNick Somers


  

Answers


14 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
public liability insurance


Explanation:
'Third Party Liability' müsste aber auch gehen.

Brigitta Lange
Local time: 10:28
Specializes in field
Native speaker of: Native in GermanGerman
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16 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5
professional risk indemnity insurance


Explanation:
http://europa.eu.int/comm/dgs/agriculture/tenderdocs/bio-agr...

BUT there are other possibilities:
Betriebs- und Berufshaftpflichtversicherung is called by one huge insurance company "employers' and professional liability insurance"

Also, translating in the other direction (including entries in the Kudoz glossary) you also get other corroborated results.

Sometimes the names overlap, the cover is not identical in different countries AND the company might have its own preferences. Can't you ask them?

--------------------------------------------------
Note added at 16 mins (2005-12-06 11:43:35 GMT)
--------------------------------------------------

I forgot the URL:
http://europa.eu.int/comm/dgs/agriculture/tenderdocs/bio-agr...

xxxNick Somers
Local time: 10:28
Native speaker of: Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
neutral  Derek Gill Franßen: IMHO "professional indemnity insurance" or "professional liability insurance" (the same thing) would work for "Berufshaftpflichtversicherung," but not "Betriebshaftpflichtversicherung." - as you say yourself (employer's liability insurance). ;-)
1 hr
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21 mins   confidence: Answerer confidence 2/5Answerer confidence 2/5 peer agreement (net): +5
commercial liability insurance


Explanation:
Other translations that I have found include "business liability insurance" and "employer's liability insurance".

The term "third party liability insurance" is actually used most often as a catch-all name for "Haftpflichtversicherung." I regularly abbreviate it and simply call it "liability insurance" precisely because of words like "Betriebshaftpflichtversicherung," which is a particular type of liability insurance for companies used to insure the risk of claims asserted by third parties (hence the term "third party...").

At least that is how I see it. :-)

Derek Gill Franßen
Germany
Local time: 10:28
Works in field
Native speaker of: English
PRO pts in category: 106

Peer comments on this answer (and responses from the answerer)
agree  Steven Sidore: I looked this up recently for a project and came to the same conclusion as Derek
6 mins
  -> Thank you very much Steven! :-)
agree  Steffen Walter
21 mins
  -> Thanks Steffen! :-)
agree  John Owen
45 mins
  -> Thanks John! :-)
neutral  xxxNick Somers: Like I said, there are overlaps: commercial liability is also called Gewerbliche Haftpflicht. Is it the same thing?
49 mins
  -> Thanks Nick. Yes, I think you are right about there being overlaps. And yes, IMHO they are the exact same thing (see, for example, the first sentence here: http://www.betriebsausgabe.de/betriebshaftpflichtversicherun... ). :-)
agree  LegalText
1 hr
  -> Thanks Manuela! :-)
agree  GET ENERGY
5 hrs
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