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Sicherheitsquote


10:26 Nov 3, 2009Login or register (free) for more options.
This question was closed without grading. Reason: No acceptable answer

German to English translations [PRO]
Bus/Financial - Insurance
German term or phrase: Sicherheitsquote
Mit einem Belastungstest wird die Sicherheitsquote jedes teilnehmenden Versicherers vermittelt.
M00nshine
Local time: 21:46


Summary of answers provided
3 +1cushion ratiojtgaoler
3 -1security rate
Mustafa Er (BSc MA)


  

Answers


2 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): -1
security rate


Explanation:
-

Mustafa Er (BSc MA)
Turkey
Local time: 22:46
Works in field
Native speaker of: Native in TurkishTurkish, Native in EnglishEnglish
Notes to answerer
Asker: Thank you for your help but don't feel that is correct.


Peer comments on this answer (and responses from the answerer)
neutral  TonyTK: Is this a simple word-for-word translation, a wild guess ...? Or do you actually understand what the term means in context? If not, I fail to see the point of posting an answer.
1 hr

disagree  Kim Metzger: An insurance company's "security rate"?
2 hrs
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9 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
cushion ratio


Explanation:
Sicherheitsquote („Cushion Ratio”)

Bemisst das Verhältnis zwischen dem Gesamtkapitaldienst, also Zins und Tilgung, und den gesamten Finanzanlagen im Umlauf- als auch dem Anlagevermögen. Ein hoher Wert würde aufzeigen, dass ein Krankenhaus weniger wahrscheinlich mit Schuldendienstzahlungen in Verzug gerät, da es über genügend Liquiditätsreserven verfügt, um seinen erwarteten Verpflichtungen nachzukommen. Ein Wert von beispielsweise sieben würde zum Beispiel bedeuten, dass das Krankenhaus über Liquiditätsreserven verfügt, die seine jährlichen Schuldendienstverpflichtungen um das Siebenfache übersteigen.

Cushion Ratio

Measures the relationship between total debt service, both interest and principal, and total cash reserves, both current and noncurrent. A high value would indicate that a hospital is less likely to default on debt service payments because it has the cash reserves to meet its expected obligations. For example, a value of seven would mean the hospital had cash reserves seven times its annual debt service obligation.

Taken from sources below.


    Reference: http://www.gehealthcarefinance.com/German/Resources/GE_GER_G...
    Reference: http://www.gehealthcarefinance.com/Resources/LandingPages/GE...
jtgaoler
United Kingdom
Local time: 20:46
Native speaker of: Native in EnglishEnglish
PRO pts in category: 4
Notes to answerer
Asker: Thank you for your help but I'm not really sure this correctly applies.


Peer comments on this answer (and responses from the answerer)
agree  Ingrid Velleine
23 hrs
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