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Italian term or phrase:forma assicurativa a valore intero
Insurance policy for hang glider - type of insurance cover which refunds 10 if the damage is 10 and the object has been insured for 10 and refunds 3 if the damage is 3.....as opposed to the "primo rischio assoluto" which, I am told, means insuring something for a proportion of its value and being refunded the same proportion of damage.