Italian: Banche c/ anticipi su fattureEnglish translation: Banks - advance against discounted invoice 
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| GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW) | | Italian term or phrase: | Banche c/ anticipi su fatture | | English translation: | Banks - advance against discounted invoice | | Entered by: | Peter Cox |
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Italian to English translations [PRO]
Law/Patents - Law: Taxation & Customs | | Italian term or phrase: Banche c/ anticipi su fatture | Si tratta di una nota integrativa al bilancio
Debiti verso banche
Banche c/oridinari
Banche c/ anticipi su fatture |
| | Clarification request(s) and responserossella mainardis: 10:21pm Jul 2, 2008: Hello Mariangela! Have you chosen any of the translations suggested?
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| | Banks - advance against discounted invoice | Explanation:
I agree with Rossella that this might be factoring, however in my experience this English word is usually used if this is the case. Banks will also make loans against invoices without a formal factoring process, which is usually conducted by one of their subsidiaries. I would check with the client what is meant precisely. |
| Selected response from:
 Peter Cox
Italy
| Note from asker to answererGrazie!
4 KudoZ points were awarded for this answer |
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59 mins confidence:   peer agreement (net): +1 |
| Factoring
Explanation:
Con questo termine , si vuole indicare un particolare tipo di contratto con il quale un soggetto (che si chiama cedente) si impegna a cedere tutti i crediti presenti e futuri scaturiti dalla propria attività imprenditoriale ad un altro soggetto (il factor) il quale, dietro un corrispettivo, si impegna a sua volta a fornire una serie di servizi che vanno dalla contabilizzazione, alla gestione, alla riscossione dei crediti ceduti fino alla garanzia dell'eventuale inadempimento dei debitori, ovvero al finanziamento dell'imprenditore cedente sia attraverso la concessione di prestiti, sia attraverso il pagamento anticipato dei crediti ceduti.
Reference: http://it.wikipedia.org/wiki/Factoring
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6 hrs confidence: peer agreement (net): +1 |
| Banks - advance against discounted invoice
Explanation:
I agree with Rossella that this might be factoring, however in my experience this English word is usually used if this is the case. Banks will also make loans against invoices without a formal factoring process, which is usually conducted by one of their subsidiaries. I would check with the client what is meant precisely.
| Peter Cox
Italy
Specializes in field
Native speaker of:  English
PRO pts in category: 8
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1 day1 hr confidence: |
| Receivables Loans / Account receivable Loans/Loans against receivables/Receivables Financing
Explanation:
All valid options..for the same thing
http://www.barclayassociates.com/miniassetbased.html
"Many small companies need accounts receivable financing find that they do not qualify with receivable lenders because the loan size is too small. They then have to go to a factor and pay a fee of 3 to 3-1/2% per month. Also, most factors will not finance inventory or machinery and equipment. They will only finance accounts receivable.
Now, for selected companies, there is an exciting alternative. We have sources who specialize in the needs of smaller companies. Accounts receivable financing is now available for the qualified smaller company. This is a real money-saving financing opportunity for the company with receivables assets who has outgrown a factor, but does not have sufficient assets to be considered by the receivable lenders."
Reference: http://web2.customwebexpress.com/shajlaw2/UserFiles/File/Acc...
smallbusiness.yahoo.com/r-article-a-1916-m-2-sc-54-accounts_receivable_financing_for_your_business-i - 42k
| rfmoon
United States
Native speaker of:  Italian, English
PRO pts in category: 16
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The translation workplace 
