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Vanillaをキープする

05:36 Nov 5, 2009

This question was closed without grading. Reason: Answer found elsewhere

Japanese to English translations [PRO]
Bus/Financial - Economics

Japanese term or phrase: Vanillaをキープする

世界標準 - Vanilla Maximization
人、場所、プロセスフローに変更の余地がある場合はVanillaをキープする

I'm not sure what Vanilla is referring to here. I've tried looking up Vanilla Maximization,, but couldn't find any.

Any help is deeply appreciated. Thank you.

AniseK KudoZ activity Questions: 71 (none open) (6 closed without grading) Answers: 114 Malaysia
Local time: 19:32

Summary of answers provided

Keeping the vanilla (mortgages)

Joyce A

maintain the standard

Yasutomo Kanazawa

Vanilla interest rate swap

Varsha 0714

Summary of reference entries provided

FYR

cinefil

Answers

32 mins confidence:

Vanilla interest rate swap

Explanation:
Upon googling, I got links mentioning about 'vanilla reporting' and 'vanilla interest rate swap'

Since your field is bus/finance, my wild guess is 'vanilla interest rate swap'

http://www.riskworx.com/pdfs/instruments/vintrateswaps.pdf

Varsha 0714
India
Local time: 03:32
Native speaker of:

Marathi,

English

Notes to answerer

Asker: Thank you for the link, but I don't think vanilla interest rate swap is the answer here. The text is taken from a business presentation, so maybe the speaker is simply referring to vanilla, nothing more, nothing less. I don't know :-) Thanks again!

1 hr confidence:

maintain the standard

Explanation:
vanilla means 標準in Japanese, so I guess "maintain the standard" would maybe fit here.

http://dic.yahoo.co.jp/dsearch?enc=UTF-8&p=vanilla&stype=0&d...

Yasutomo Kanazawa
Japan
Local time: 20:32
Specializes in field
Native speaker of:

Japanese

7 hrs confidence:

Keeping the vanilla (mortgages)

Explanation:
This is what I could find. I'm not sure if it applies to you, but it's on the top of economics. :-)

I see that it's sometimes just called "vanilla." Anyway, it's a much simpler, easy-to-understand type of mortgage for inexperienced borrowers, etc. according to the below website: http://www.nytimes.com/2009/07/05/business/economy/05view.ht...

Here's what I got from another website:
- Under the new system, it would be much easier for borrowers to compare vanilla mortgages offered by different lenders, because the terms/conditions would presumably be identical. The paperwork burden would be lower, and hidden fees and prepayment penalties would be banned. Sounds pretty good to me! No wonder mortgage industry lobbyists are fighting it tooth-and-nail…

http://news.mortgagecalculator.org/vanilla-mortgages-gain-ap...
http://www.cnbc.com/id/29233580

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Note added at 7 hrs (2009-11-05 13:07:55 GMT)
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It's also a plain and simple type of mortgage and that's why it's called vanilla: the plainest ice cream.

Example sentence(s):

'Vanilla' Mortgages Will Save Banks: Ex-Lloyds Chairman
There might be one vanilla 30-year, fixed-rate mortgage and one five-year, adjustable-rate mortgage. The features of these plain mortgages would be uniform, much as in a standard lease used in most rental agreements.

Reference: http://ezinearticles.com/?Plain-Vanilla-Mortgage&id=383694
Reference: http://news.mortgagecalculator.org/vanilla-mortgages-gain-ap...

Joyce A
Thailand
Local time: 18:32
Works in field
Native speaker of:

English

Reference comments

6 hrs

Reference: FYR

Reference information:
キーワード
バニラオプション
英語訳
Vanilla Option
よみがな
解説者
コンピタント株式会社

バニラオプションとは、エキゾチックオプションと対比した用語で、いわゆる通常のオプションのこと。
単にバニラと呼ぶことも多い。
飾りのないバニラアイスクリームといった意味合い。
プレーンバニラオプションとも呼ぶ。
例えば「バニラよりオプションプレミアムが安い」といった使い方をする。
http://www.exbuzzwords.com/static/keyword_2673.html
http://ezinearticles.com/?What-is-Vanilla-Option?&id=2161652

cinefil
Japan
Native speaker of:

Japanese