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Japanese to English translations [PRO]
Bus/Financial - Finance (general) | | Japanese term or phrase: 資金化残高 | Hi, I am translating a document concerning bank accounts and I have come across this term.
Since a definition of 未資金化残高 I have found is 手形・ 小切手などによる入金予定額 (see http://td.kabumap.com/cgi-bin/tdNet/tdNetPdf.pl?140120110225... for 資金化残高 I would go for something like "cash/liquid balance", but I am not sure whether there is a more appropriate English translation.
Thank you in advance for any suggestions. |
| | | cleared balance | Explanation:
You might also say "cleared funds." The contrast is with balances attributable to deposits that are pending (checks not yet cleared, etc.). Banks often display an "available balance" that is based on this "cleared balance," but "available balance" may actually include some payments that have not yet cleared (it depends on the bank and type of account).
http://www.juroku.co.jp/ib/demo2/pc/MpSyuunouInput.html
※ お届出電話番号は、代表口座のお取引にあたって十六銀行にあらかじめ届出いただいている電話番号を表示しています。
※ 「残高」は表面残高（資金化していない証券類等の残高を含む）を表示しています。
※「支払可能残高」は、資金化残高（貸越による残高含む）を表示しています。
http://www.investorwords.com/6447/cleared_funds.html
Funds that are available for withdrawal. When a check or other transaction is made to a financial institution it may take the bank several days before the full amount of the deposit is collected.
http://home.alc.co.jp/db/owa/bdicn_sch?w=cleared
預金通貨として引き出せる資金
⇒小切手を受け取ったとしても、それは支払手段でしかなく、従って、決済（金銭債権債務関係が消滅すること）は完了しない。取り立てが完了し、自己の口座に預金通貨として引き出せる資金として入金された段階で初めてcleared fundsと認められることになる。
http://www.banktree.co.uk/help-and-support/99-what-is-the-di...
Items in BankTree Personal Finance are either marked as Cleared Funds or Uncleared Funds.
Cleared Funds: Balance of funds that physically exist in your account.
Un cleared Funds: Balance of funds that that included future transaction not yet available in your account.
http://www.investopedia.com/terms/c/cleared-funds.asp
What Does Cleared Funds Mean?
A balance in an account that is able to be withdrawn or used in financial transactions. Until funds are considered to be cleared funds they are considered to be pending, and investors or customers will be unable to conduct transactions with them.
Investopedia explains Cleared Funds
When cash or checks are deposited into an account, either as an account funding transaction or as the result of the sale of a security, it may take several days until the financial institution is able to make all of the funds available for withdrawal or trading. Often, larger deposits may require a longer period of time to clear than smaller ones, especially if the size of the deposit requires a financial institution to comply with government regulations.
http://www.natwest.com/global/glossary.ashx
cleared balance/cleared funds - includes credits (cheques and cash) that have completed the clearing cycle. You can only withdraw or transfer money to another account with money from your cleared balance. The cleared balance is updated during the day as you make payments into and out of your account.
http://www.kinkiosakabank.co.jp/hojin/hibanking/fa_q_07zanda...
Q10.「現在の預金残高」と「お引き出し可能残高」の金額が違うのですが．．．
Ａ10. 小切手の資金化は1日1度となっており、資金化されるまでは「お引き出し可能残高」には反映されません。 |
| Selected response from:
xxxskellyfish
Local time: 20:23
| Grading comment Thank you very much, Shannon.
4 KudoZ points were awarded for this answer |
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| Discussion entries: 0 |
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Automatic update in 00:
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4 hrs confidence:   cleared balance
Explanation:
You might also say "cleared funds." The contrast is with balances attributable to deposits that are pending (checks not yet cleared, etc.). Banks often display an "available balance" that is based on this "cleared balance," but "available balance" may actually include some payments that have not yet cleared (it depends on the bank and type of account).
http://www.juroku.co.jp/ib/demo2/pc/MpSyuunouInput.html
※ お届出電話番号は、代表口座のお取引にあたって十六銀行にあらかじめ届出いただいている電話番号を表示しています。
※ 「残高」は表面残高（資金化していない証券類等の残高を含む）を表示しています。
※「支払可能残高」は、資金化残高（貸越による残高含む）を表示しています。
http://www.investorwords.com/6447/cleared_funds.html
Funds that are available for withdrawal. When a check or other transaction is made to a financial institution it may take the bank several days before the full amount of the deposit is collected.
http://home.alc.co.jp/db/owa/bdicn_sch?w=cleared
預金通貨として引き出せる資金
⇒小切手を受け取ったとしても、それは支払手段でしかなく、従って、決済（金銭債権債務関係が消滅すること）は完了しない。取り立てが完了し、自己の口座に預金通貨として引き出せる資金として入金された段階で初めてcleared fundsと認められることになる。
http://www.banktree.co.uk/help-and-support/99-what-is-the-di...
Items in BankTree Personal Finance are either marked as Cleared Funds or Uncleared Funds.
Cleared Funds: Balance of funds that physically exist in your account.
Un cleared Funds: Balance of funds that that included future transaction not yet available in your account.
http://www.investopedia.com/terms/c/cleared-funds.asp
What Does Cleared Funds Mean?
A balance in an account that is able to be withdrawn or used in financial transactions. Until funds are considered to be cleared funds they are considered to be pending, and investors or customers will be unable to conduct transactions with them.
Investopedia explains Cleared Funds
When cash or checks are deposited into an account, either as an account funding transaction or as the result of the sale of a security, it may take several days until the financial institution is able to make all of the funds available for withdrawal or trading. Often, larger deposits may require a longer period of time to clear than smaller ones, especially if the size of the deposit requires a financial institution to comply with government regulations.
http://www.natwest.com/global/glossary.ashx
cleared balance/cleared funds - includes credits (cheques and cash) that have completed the clearing cycle. You can only withdraw or transfer money to another account with money from your cleared balance. The cleared balance is updated during the day as you make payments into and out of your account.
http://www.kinkiosakabank.co.jp/hojin/hibanking/fa_q_07zanda...
Q10.「現在の預金残高」と「お引き出し可能残高」の金額が違うのですが．．．
Ａ10. 小切手の資金化は1日1度となっており、資金化されるまでは「お引き出し可能残高」には反映されません。
Reference: http://www.anz.com/edna/dictionary.asp?action=content&conten...
| xxxskellyfish
Local time: 20:23
Native speaker of:  English
PRO pts in category: 8
|
| | Grading comment | Thank you very much, Shannon. |
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