English translation: Policy Holder; (company) Policy Holders
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Portuguese to English translations [PRO] Bus/Financial - Insurance
Portuguese term or phrase:estipulante
De acordo com a opção do Estipulante ratificada nas Condições Particulares deste Seguro, o custeio poderá ser:
a) Não contributário – em que os Segurados não pagam prêmio, recaindo o ônus do Seguro totalmente sobre o **Estipulante**;
I'm confused about the difference between "estipulante" and "segurado" - the KudoZ glossary has them with the same meaning. Please see the previous question for "segurado."
Explanation: The policyholder, like a company, may not be an insured 'party' at all e.g. a company insuring the (co-)drivers of a fleet of cars who are the 'insured'. So it is wholly misleading for the IATE website to give the entry of policyholder for segurado.
If a corporation, the policy holder may be pluralised and then referred to as they and them throughout.
This makes sense...now if I can just get you and Luiz to go over to the other term - "segurado" :o) I've been saying "policyholder," which seems right to me, but then again....
Eu ligaria para o jurídico de um plano de saúde para obter uma definição mais exata da distinção dentre segurado e estipulante. Estou percebendo a nebulosidade...
É realmente estranho, há muitas ocorrências na Internet em que segurado e estipulante parecem ser a mesma parte, mas não no seu caso, como se depreende da redação da frase. Acho melhor consultar uma seguradora diretamente... É seguro de vida?
"Estipulante" is also listed in the glossary as "policyholder." I was pretty sure that "policyholder" was "segurado." Am I wrong?
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Answers
1 hr confidence: peer agreement (net): +2
Policy Holder; (company) Policy Holders
Explanation: The policyholder, like a company, may not be an insured 'party' at all e.g. a company insuring the (co-)drivers of a fleet of cars who are the 'insured'. So it is wholly misleading for the IATE website to give the entry of policyholder for segurado.
If a corporation, the policy holder may be pluralised and then referred to as they and them throughout.
Tom Thumb Local time: 08:22 Specializes in field Native speaker of: English PRO pts in category: 8
Grading comment
Thanks, Tom Thumb...this makes sense to me now.
2 hrs confidence:
stipulator
Explanation: I have checked out a number of different respected bilingual dictionaries, and in a nutshell I will tell you what they indicate to me.
Michaelis: "estipulante: stipulator"
"segurado"
Morais Pinho. Dicionário de termos de negócios
"segurado/a (SEG.) insurer, holder (INS.)"
Maria Chaves de Mello. Dicionário jurídico.
"segurado: insured (pessoa ou bem protegido por um contrato de seguro)"
Noronha. Dicionário jurídico.
"segurado: assured; policyholder; insured"
Here is the definition in the Merriam-Webster Dictionary:
stipulator
One entry found.
Main Entry:
1stip·u·late Listen to the pronunciation of 1stipulate
Pronunciation:
\ˈsti-pyə-ˌlāt\
Function:
verb
Inflected Form(s):
stip·u·lat·ed; stip·u·lat·ing
Etymology:
Latin stipulatus, past participle of stipulari to demand a guarantee (from a prospective debtor)
Date:
circa 1624
intransitive verb 1 : to make an agreement or covenant to do or forbear something : contract 2 : to demand an express term in an agreement —used with for transitive verb 1 : to specify as a condition or requirement (as of an agreement or offer) 2 : to give a guarantee of
— stip·u·la·tor Listen to the pronunciation of stipulator \-ˌlā-tər\ noun
Mike :)
Michael Powers (PhD) United States Local time: 02:22 Specializes in field Native speaker of: English PRO pts in category: 100
A designated party, usually a company or employer, that sets up a healthcare or retirement plan such as a 401(k) for the benefit of the organization's employees. The responsibilities of the plan sponsor include determining membership parameters, investment choices and, in some cases, providing contribution payments in the form of cash and/or stock.
The translation workplace 
peer agreement (net): +2
