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préstamos participativos

English translation: equity loans

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21:35 Sep 9, 2011

Spanish to English translations [PRO]
Bus/Financial - Economics

Spanish term or phrase: préstamos participativos

Expresión de una memoria consolidada que aparece en el epígrafe "Créditos a empresas a largo plazo"

"Asimismo, el Grupo concedió en el ejercicio 2009 préstamos participativos a la sociedad vinculada cuyo importe conjunto asciende a 187.730 euros que fue provisionado en su totalidad en el ejercicio 2009."

Gracias

GPSONIA

English translation:equity loans

Explanation:
Se trata de un préstamo participativo subordinado. eur-lex.europa.eu It is a subordinated equity loan. eur-lex.europa.eu

This is the term I always use. It is like equity in that it is only repayable at after creditors and is usually rewarded by an interest varying with profits of the company.

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Note added at 11 hrs (2011-09-10 09:10:27 GMT)
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Not to be confused with a home equity loan.

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Note added at 11 hrs (2011-09-10 09:14:33 GMT)
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equity loan: préstamo participativo, préstamo de participación
http://forum.wordreference.com/showthread.php?t=571431

equity loan
préstamo participativo en el capital
http://thesaurus.babylon.com/equity loan

This is also the official EU term, see eg

Bilingual display - EUR-Lex - Simple search - [ Translate this page ]
eur-lex.europa.eu/Notice.do?mode=dbl&lang=en...
... un préstamo participativo de 50 millones de francos franceses por una ... repayable only in the event of excess profits; a 12-year equity loan of FF 50 ...

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Note added at 11 hrs (2011-09-10 09:15:05 GMT)
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http://eur-lex.europa.eu/Notice.do?mode=dbl&lang=en&ihmlang=...

Selected response from:

xxxFVS

Grading comment

I agree.
thanks a lot to all of you!
4 KudoZ points were awarded for this answer

Summary of answers provided
5 +1	equity loans	xxxFVS
4 +2	participative loan	lorenab23

Answers

12 mins confidence:

peer agreement (net): +2

participative loan

Explanation:
This is the term used by the Seed Capital de Bixkaia

Participative loans are loans in which the interest rate is determined by the company’s results.
Their enforceability is subordinated to other general creditors.

Los préstamos participativos son préstamos en los que el tipo de interés se determina en función de los resultados de la empresa.
Su exigibilidad queda subordinada a los demás acreedores comunes
http://www.seedcapitalbizkaia.com/index.php?option=com_conte...

And already in ProZ glossary
http://www.proz.com/kudoz/spanish_to_english/finance_general...

lorenab23
United States
Local time: 11:16
Native speaker of:

English,

Spanish
PRO pts in category: 4

11 hrs confidence:

peer agreement (net): +1

equity loans

xxxFVS
Native speaker of:

English
PRO pts in category: 48

Grading comment

I agree.
thanks a lot to all of you!

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préstamos participativos

English translation: equity loans

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préstamos participativos

English translation: equity loans

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KudoZ™ translation helpThe KudoZ network provides a framework for translators and others to assist each other with translations or explanations of terms and short phrases.

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