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sistema francés de amortización

English translation: French amortization system


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GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:sistema francés de amortización
English translation:French amortization system
Entered by: MARCELA RUIZ
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19:56 Jun 7, 2005
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / loan amortizacion
Spanish term or phrase: sistema francés de amortización
Alguien me puede decir cómo se dice en inglés. Estoy segura de que no es "French system", pero no recuerdo el término. TIA.
Definición: Su característica principal radica en la cuota de amortización, ya que es igual para todo el período del préstamo, en créditos a tasa fija. Su cálculo es complejo pero en líneas generales se puede decir que el capital se amortiza en forma creciente, mientras que los intereses se calculan sobre el saldo, motivo por el cual son decrecientes.
MARCELA RUIZ
Local time: 03:38
French amortization system; standard mortgage amortization
Explanation:
the term does seem to be used in English, although I never heard it. But it's the standard mortgage amortization system used here in the U.S.

[PDF] ProgramFile Format: PDF/Adobe Acrobat - View as HTML
classical French amortization and show the computational. advantages of these two different choices. In both cases. outstanding principal nature is ...
www.som.umd.umich.edu/ifors2002/program-final.pdf - Similar pages

The mortgageIn loans with a French amortization system (used in 90% of mortgages), at the beginning more interest and less amortization is paid, and at the end of the ...
www.uci.es/ingles/guia_lahipo. asp?p1=guia&p2=hipoteca&pc=nada - 16k - Cached - Similar pages

[PDF] A multidimensional knapsack model for asset-backed securitizationFile Format: PDF/Adobe Acrobat
instalment is constant, ie the French amortization is applied. ... ments in French amortization and the condition establishing ...
www.ingentaconnect.com/content/ pal/01605682/2002/00000053/00000008/2601401 - Similar pages


Quicken Support Forums... resolved this properly: Simple Interest Loan P&I are different than the Regular Amortization Schedule (read French Amortization) complete with rules, ...
intuit.forums.liveworld.com/ thread.jspa?threadID=100000076&messageID=600006343&start=0 - 31k - Cached - Similar pages

Selected response from:

Marian Greenfield
Local time: 02:38
Grading comment
Thanks!!
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +5French amortization system; standard mortgage amortization
Marian Greenfield
4 +1French system of amortization
Michael Powers (PhD)
5declining balance depreciation of assets or declining balance amortization of loanJane Lamb-Ruiz


  

Answers


9 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +5
sistema francés de amortización
French amortization system; standard mortgage amortization


Explanation:
the term does seem to be used in English, although I never heard it. But it's the standard mortgage amortization system used here in the U.S.

[PDF] ProgramFile Format: PDF/Adobe Acrobat - View as HTML
classical French amortization and show the computational. advantages of these two different choices. In both cases. outstanding principal nature is ...
www.som.umd.umich.edu/ifors2002/program-final.pdf - Similar pages

The mortgageIn loans with a French amortization system (used in 90% of mortgages), at the beginning more interest and less amortization is paid, and at the end of the ...
www.uci.es/ingles/guia_lahipo. asp?p1=guia&p2=hipoteca&pc=nada - 16k - Cached - Similar pages

[PDF] A multidimensional knapsack model for asset-backed securitizationFile Format: PDF/Adobe Acrobat
instalment is constant, ie the French amortization is applied. ... ments in French amortization and the condition establishing ...
www.ingentaconnect.com/content/ pal/01605682/2002/00000053/00000008/2601401 - Similar pages


Quicken Support Forums... resolved this properly: Simple Interest Loan P&I are different than the Regular Amortization Schedule (read French Amortization) complete with rules, ...
intuit.forums.liveworld.com/ thread.jspa?threadID=100000076&messageID=600006343&start=0 - 31k - Cached - Similar pages




    25 years of experience in financial/legal translation, most as manager of translation at a major investment bank
Marian Greenfield
Local time: 02:38
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 1524
Grading comment
Thanks!!

Peer comments on this answer (and responses from the answerer)
agree  Patrice
18 mins
  -> thanks

agree  Margarita Palatnik
49 mins
  -> thanks

agree  teju
1 hr
  -> thanks

agree  William Pairman: Yep, my bank manager offered me onee the other day.Put simply, you pay less at the beginning and more at the the end
1 hr
  -> thanks... but I think the kind of mortgage you're referring to is a balloon mortgage... popular in the 80s when interest rates soared...

agree  Xenia Wong
5 hrs
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10 mins   confidence: Answerer confidence 5/5
sistema francés de amortización
declining balance depreciation of assets or declining balance amortization of loan


Explanation:
The declining-balance depreciation method. allows a faster depreciation of assets
than the ... interest rate used by French credit establish- ...
www.deloitte.com/dtt/cda/doc/content/Capitalization.pdf - Similar pages

ParanzaSoft - FinKit X



Jane Lamb-Ruiz
Specializes in field
Native speaker of: Native in EnglishEnglish, Native in PortuguesePortuguese
PRO pts in category: 443
Login to enter a peer comment (or grade)

1 min   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
sistema francés de amortización
French system of amortization


Explanation:
Mike :)

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Note added at 1 hr 20 mins (2005-06-07 21:17:04 GMT)
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New method for Financial MathematicsTherefore it deals with the French System of Amortization, the American System, the Canadian Mortgage, the German System, the Series in Crescent and ...
www.netpar.com.br/jonasliebl/English.html - 7k - Cached - Similar pages


[PDF] Norma para a Elabora Gr ca de TesesFile Format: PDF/Adobe Acrobat - View as HTML
to the French System of Amortization and the improper interpretation of the content ... “inversion of French System of Amortization”, have been resulting in ...
www.emgea.gov.br/portalEmgea/baixaFcdAnexo.do?id=97 - Similar pages


Amortization Canadian Formula Mortgage... formula capable of solving problems of French System of Amortization, American System, Canadian Mortgage, German System, Amortization ... ...
www.lower-my-mortgage.org/15/ amortization-canadian-formula-mortgage.html - 11k - Supplemental Result - Cached - Similar pages


loan amortization formula - , ,... It consists, basically, in the deduction of a single generic formula capable of solving problems of French System of Amortization, American System, Canadian ...
www.taplink.net/loan-amortization-formula.html - Supplemental Result - Similar pages



Michael Powers (PhD)
United States
Local time: 02:38
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 585

Peer comments on this answer (and responses from the answerer)
agree  Marina Soldati
33 mins
  -> Thank you, Marina - Mike :)
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